PA XXXX Payment Status : Term Length : XXXX XXXXXXXX XXXX 2 Year XXXX History Account # : XXXX Account Description : Individual Account Status : Derogatory Account Type : Revolving Balance Owed : {$1200.00} Credit Limit : {$1000.00} Creditor Remarks : Charged off as bad debt First payment never received Creditor Type : Credit Card Date Opened : XX/XX/XXXX Date Reported : XX/XX/XXXX Date of Last Activity : XX/XX/XXXX High Balance : {$1300.00} Last Payment : - Past Due Amount : {$1200.00} Payment Amount : {$0.00} Payment Status : Collection/Chargeoff Term Length : XXXX Inquiries XXXX XX/XX/XXXX XXXX The information must be deleted from my report as soon as possible. Not only did you not respond in a timely matter

What the CFPB Record Shows About PA XXXX Payment Status : Term Length : XXXX XXXXXXXX XXXX 2 Year XXXX History Account # : XXXX Account Description : Individual Account Status : Derogatory Account Type : Revolving Balance Owed : {$1200.00} Credit Limit : {$1000.00} Creditor Remarks : Charged off as bad debt First payment never received Creditor Type : Credit Card Date Opened : XX/XX/XXXX Date Reported : XX/XX/XXXX Date of Last Activity : XX/XX/XXXX High Balance : {$1300.00} Last Payment : - Past Due Amount : {$1200.00} Payment Amount : {$0.00} Payment Status : Collection/Chargeoff Term Length : XXXX Inquiries XXXX XX/XX/XXXX XXXX The information must be deleted from my report as soon as possible. Not only did you not respond in a timely matter

PA XXXX Payment Status : Term Length : XXXX XXXXXXXX XXXX 2 Year XXXX History Account # : XXXX Account Description : Individual Account Status : Derogatory Account Type : Revolving Balance Owed : {$1200.00} Credit Limit : {$1000.00} Creditor Remarks : Charged off as bad debt First payment never received Creditor Type : Credit Card Date Opened : XX/XX/XXXX Date Reported : XX/XX/XXXX Date of Last Activity : XX/XX/XXXX High Balance : {$1300.00} Last Payment : - Past Due Amount : {$1200.00} Payment Amount : {$0.00} Payment Status : Collection/Chargeoff Term Length : XXXX Inquiries XXXX XX/XX/XXXX XXXX The information must be deleted from my report as soon as possible. Not only did you not respond in a timely matter has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, PA XXXX Payment Status : Term Length : XXXX XXXXXXXX XXXX 2 Year XXXX History Account # : XXXX Account Description : Individual Account Status : Derogatory Account Type : Revolving Balance Owed : {$1200.00} Credit Limit : {$1000.00} Creditor Remarks : Charged off as bad debt First payment never received Creditor Type : Credit Card Date Opened : XX/XX/XXXX Date Reported : XX/XX/XXXX Date of Last Activity : XX/XX/XXXX High Balance : {$1300.00} Last Payment : - Past Due Amount : {$1200.00} Payment Amount : {$0.00} Payment Status : Collection/Chargeoff Term Length : XXXX Inquiries XXXX XX/XX/XXXX XXXX The information must be deleted from my report as soon as possible. Not only did you not respond in a timely matter reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "PA XXXX XXXX XXXX XXXX 2 Year XXXX History Account # : Account Description : Account Status : Account Type : Balance Owed : Credit Limit : Creditor Remarks : Creditor Type : Date Opened : Date Reported : Date of Last Activity : High Balance : Last Payment : Past Due Amount : Payment Amount : Payment Status : Term Length XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX 2 Year Payment History Account # : XXXX Account Description : Individual Account Status : Derogatory Account Type : Collection Balance Owed : {$5900.00} Credit Limit : - Creditor Remarks : Account information disputed by consumer", and the single most common underlying issue is "XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating PA XXXX Payment Status : Term Length : XXXX XXXXXXXX XXXX 2 Year XXXX History Account # : XXXX Account Description : Individual Account Status : Derogatory Account Type : Revolving Balance Owed : {$1200.00} Credit Limit : {$1000.00} Creditor Remarks : Charged off as bad debt First payment never received Creditor Type : Credit Card Date Opened : XX/XX/XXXX Date Reported : XX/XX/XXXX Date of Last Activity : XX/XX/XXXX High Balance : {$1300.00} Last Payment : - Past Due Amount : {$1200.00} Payment Amount : {$0.00} Payment Status : Collection/Chargeoff Term Length : XXXX Inquiries XXXX XX/XX/XXXX XXXX The information must be deleted from my report as soon as possible. Not only did you not respond in a timely matter: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.