CFPB · Single-product concentration
P&L Acquisitions LLC
25 CFPB complaints · 88% in "Debt collection" · top issue Taking/threatening an illegal action.
P&L Acquisitions LLC: 88% of 25 CFPB complaints sit in "Debt collection". Timely 64% · relief 48%. Allegations, not findings.
- Single-product concentration
- +66.7% filings 2014 to 2017
CFPB relief outcome brief
CCDB company p-l-acquisitions-llc
48% relief · 64% timely · 25 filings · Debt collection
Same-product relief peers
Nearest relief peer: Trojan Professional Services, Inc. (46.6% relief)
P&L Acquisitions LLC closes 48% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of P&L Acquisitions LLC's 25 filings include narrative text
44% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
P&L Acquisitions LLC complaint mix by product
- Debt collection 22 88.0% – 46% relief
- Credit card 2 8.0% – 100% relief
- Credit card 1 4.0% – 0% relief
How P&L Acquisitions LLC's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 22 |
| Credit card | 2 |
| Credit card or prepaid card | 1 |
Where P&L Acquisitions LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 24% of this company's filings
P&L Acquisitions LLC rising annual filings
Annual filing volume from the CFPB public database
- 2017
- 5
- +66.7% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 6 |
| CA | 4 |
| TX | 3 |
| NC | 3 |
| OR | 1 |
| GA | 1 |
| MD | 1 |
| MT | 1 |
| OH | 1 |
| VA | 1 |
| MO | 1 |
| TN | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 13 |
| Disclosure verification of debt | 4 |
| Communication tactics | 3 |
| Credit card protection / Debt protection | 1 |
| Delinquent account | 1 |
| Took or threatened to take negative or legal action | 1 |
| Closing your account | 1 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 13 | 92.3% |
| 2016 | 4 | 25% |
| 2017 | 5 | 0% |
Source: CFPB Consumer Complaint Database
P&L Acquisitions LLC filings cluster in one product
P&L Acquisitions LLC's 25 logged complaints stay concentrated: only 13 states show a filing. 44% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2017-09-14.
P&L Acquisitions LLC answers 64% of complaints inside the CFPB's tracked window and closes 16% with a written explanation. 48% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about P&L Acquisitions LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for P&L Acquisitions LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 25.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 64%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for P&L Acquisitions LLC (64% timely; 48% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration