Total complaints
1
Filed since Prov
2026 data Public-data reference. official source
P.L. 97-280 UCC 1-103
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows P.L. 97-280 UCC 1-103's complaint history from CFPB public records. 1 consumers have filed complaints since Prov. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Prov
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
P.L. 97-280 UCC 1-103 complaint mix by product
- is backed 1 100.0% – 0% relief
How P.L. 97-280 UCC 1-103's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| is backed by anything of value | 1 |
Top States
| State | Complaints |
|---|---|
| 1-308 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| 15 U.S.C. 1692 et seq. | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About P.L. 97-280 UCC 1-103
P.L. 97-280 UCC 1-103 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Prov, and the most recent logged activity is Provide pr, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, P.L. 97-280 UCC 1-103 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "is backed by anything of value", and the single most common underlying issue is "15 U.S.C. 1692 et seq.".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating P.L. 97-280 UCC 1-103: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does P.L. 97-280 UCC 1-103 have?
P.L. 97-280 UCC 1-103 has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does P.L. 97-280 UCC 1-103 respond to complaints on time?
P.L. 97-280 UCC 1-103 has a 0% timely response rate to CFPB complaints.
What is the most common complaint about P.L. 97-280 UCC 1-103?
The most common issue reported against P.L. 97-280 UCC 1-103 is "15 U.S.C. 1692 et seq." in the "is backed by anything of value" product category.
Read our methodology — how this data is sourced, computed, and verified.
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