2026 data Public-data reference. official source

out of the blue. The notice came after XX/XX/XXXX

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows out of the blue. The notice came after XX/XX/XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since In X. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
In X
Since

Total complaints

1

Filed since In X

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

out of the blue. The notice came after XX/XX/XXXX complaint mix by product

Total complaints: 1

out of the blue. The notice came after XX/XX/XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I became: 1 complaints (100.0%), resolution 0.0% I became 100.0%
  • I became 1 100.0% 0% relief

How out of the blue. The notice came after XX/XX/XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I became reluctant thinking it might be complex since they no longer had the loan. However 1

Top States

State Complaints
and I my XXXX payment was made to XXXX on XX/XX/XXXX.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRUIST FINANCIAL CORPORATION,MD,21771,,Consent provided,Web,2023-04-28,Closed with explanation,Yes,N/A,6898300 1

Top Issues

Issue Complaints
that triggered me to take a course of action - I felt like that was another confirmation that SunTrust/Truist mishandled my mortgage loan. I did receive an updated 1098 in the mail 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About out of the blue. The notice came after XX/XX/XXXX

out of the blue. The notice came after XX/XX/XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In X, and the most recent logged activity is In XX/XX/X, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, out of the blue. The notice came after XX/XX/XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I became reluctant thinking it might be complex since they no longer had the loan. However", and the single most common underlying issue is "that triggered me to take a course of action - I felt like that was another confirmation that SunTrust/Truist mishandled my mortgage loan. I did receive an updated 1098 in the mail".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating out of the blue. The notice came after XX/XX/XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does out of the blue. The notice came after XX/XX/XXXX have?

out of the blue. The notice came after XX/XX/XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does out of the blue. The notice came after XX/XX/XXXX respond to complaints on time?

out of the blue. The notice came after XX/XX/XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about out of the blue. The notice came after XX/XX/XXXX?

The most common issue reported against out of the blue. The notice came after XX/XX/XXXX is "that triggered me to take a course of action - I felt like that was another confirmation that SunTrust/Truist mishandled my mortgage loan. I did receive an updated 1098 in the mail" in the "I became reluctant thinking it might be complex since they no longer had the loan. However" product category.

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