Total complaints
5
Filed since 15 U
2026 data Public-data reference. official source
oral
5 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
5 consumer complaints filed with the CFPB
This profile shows oral's complaint history from CFPB public records. 5 consumers have filed complaints since 15 U. The company has a 0% timely response rate and has provided relief in 0% of cases.
5
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
15 U
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
oral complaint mix by product
- the term 3 60.0% – 0% relief
- any consumer 1 20.0% – 0% relief
- XXXX XXXX 1 20.0% – 0% relief
How oral's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the term consumer reporting agency means any person which | 3 |
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other ( 2 ) In accordance with the written instructions of the consumer to whom it relates. They need your written consent to add anything to your consumer report if you did not give this authorization that is a violation of the Fair Credit Reporting Act P.L 90-321 ( 82 Stat. 146 ) which is law law that backs the code is even stricter as it states that any agency can only get your report in response to a request by the head of a State or local child support enforcement agency ( or a State or local government official authorized by the head of such an 15 U.S. Code 1681a - Definitions ; rules of construction. The term consumer reporting agency means any person which | 1 |
| XXXX XXXX XXXX XXXX are nonaffiliated third party consumer reporting agencies and I am the Consumer. 15 U.S. Code 1681a - Definitions ; rules of construction The term consumer reporting agency means any person which | 1 |
Top States
| State | Complaints |
|---|---|
| or other communication of any information by a consumer reporting agency bearing on a consumers credit worthiness | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| dues | 5 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About oral
oral has accumulated 5 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 15 U, and the most recent logged activity is P.L 90-321, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, oral reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the term consumer reporting agency means any person which", and the single most common underlying issue is "dues".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating oral: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does oral have?
oral has received 5 consumer complaints filed with the Consumer Financial Protection Bureau.
Does oral respond to complaints on time?
oral has a 0% timely response rate to CFPB complaints.
What is the most common complaint about oral?
The most common issue reported against oral is "dues" in the "the term consumer reporting agency means any person which" product category.
Read our methodology — how this data is sourced, computed, and verified.
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