2026 data Public-data reference. official source

or without a permissible purpose by law

8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

8 consumer complaints filed with the CFPB

This profile shows or without a permissible purpose by law's complaint history from CFPB public records. 8 consumers have filed complaints since This. The company has a 0% timely response rate and has provided relief in 0% of cases.

8
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
This
Since

Total complaints

8

Filed since This

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

or without a permissible purpose by law complaint mix by product

Total complaints: 8

or without a permissible purpose by law complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). possessed: 8 complaints (100.0%), resolution 0.0% possessed 100.0%
  • possessed 8 100.0% 0% relief

How or without a permissible purpose by law's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
possessed 8

Top States

State Complaints
you are also in violation of the Fair Credit Reporting Act ( FCRA ) codified at 15 U.S.C 1681b ( a ) 3 ( f ) ( i ). Chester v. Purvis 3
you are also in violation of the Fair Credit Reporting Act ( FCRA ) codified at 15 U.S.C 1681b ( a ) 3 ( f ) ( i ). XXXX XXXX XXXX 2
you are also in violation of the Fair Credit Reporting Act ( FCRA ) codified at 15 U.S.C 1681b ( a ) XXXX ( f ) ( i ). XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) I have not initiated any transaction with these companies. Furthermore 1
you are also in violation of the Fair Credit Reporting Act ( FCRA ) codified at 15 U.S.C 1681b ( a ) 3 ( f ) ( i ). XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. XXXX ) I have not initiated any transaction with these companies. Furthermore 1
you are also in violation of the Fair Credit Reporting Act ( FCRA ) codified XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX 1

Top Issues

Issue Complaints
without lawful authority 8

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About or without a permissible purpose by law

or without a permissible purpose by law has accumulated 8 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, or without a permissible purpose by law reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "possessed", and the single most common underlying issue is "without lawful authority".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or without a permissible purpose by law: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does or without a permissible purpose by law have?

or without a permissible purpose by law has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.

Does or without a permissible purpose by law respond to complaints on time?

or without a permissible purpose by law has a 0% timely response rate to CFPB complaints.

What is the most common complaint about or without a permissible purpose by law?

The most common issue reported against or without a permissible purpose by law is "without lawful authority" in the "possessed" product category.

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