Total complaints
1
Filed since In X
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows or what to expect regarding refunds. Aside from newspaper stories and what was published by the CFPB it appears they swept things under the rug. At the end of XX/XX/XXXX I reached out to numerous Citi customer service reps and was told repeatedly that they could not give me any information on Payment Safeguard because it is a separate department and could only show that there was a case that I requested pending. Further's complaint history from CFPB public records. 1 consumers have filed complaints since In X. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since In X
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How or what to expect regarding refunds. Aside from newspaper stories and what was published by the CFPB it appears they swept things under the rug. At the end of XX/XX/XXXX I reached out to numerous Citi customer service reps and was told repeatedly that they could not give me any information on Payment Safeguard because it is a separate department and could only show that there was a case that I requested pending. Further's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| and as the attachments show there is not a Payment Safeguard website that exists. I was able to track down a phone number via a statement and called to find out what the program is. I was then told of services and a plan that I never enrolled in. I instantly cancelled my enrollment because I was unaware I was a part of it and slowly came to the realization that Citi and Payment Safeguard had taken thousands of dollars from me over the course of years. I went back through old statements and looked on in horror to see that this payment safeguard is simply listed as a fee and not an extra service | 1 |
| State | Complaints |
|---|---|
| I called Payment Safeguard numerous times and all they could say was that a request was sent for review to some department in Citi that was impossible to transfer me to. I repeatedly said that I never enrolled in this program | 1 |
| Issue | Complaints |
|---|---|
| I never received a refund | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
or what to expect regarding refunds. Aside from newspaper stories and what was published by the CFPB it appears they swept things under the rug. At the end of XX/XX/XXXX I reached out to numerous Citi customer service reps and was told repeatedly that they could not give me any information on Payment Safeguard because it is a separate department and could only show that there was a case that I requested pending. Further has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In X, and the most recent logged activity is In XXXX of, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or what to expect regarding refunds. Aside from newspaper stories and what was published by the CFPB it appears they swept things under the rug. At the end of XX/XX/XXXX I reached out to numerous Citi customer service reps and was told repeatedly that they could not give me any information on Payment Safeguard because it is a separate department and could only show that there was a case that I requested pending. Further reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and as the attachments show there is not a Payment Safeguard website that exists. I was able to track down a phone number via a statement and called to find out what the program is. I was then told of services and a plan that I never enrolled in. I instantly cancelled my enrollment because I was unaware I was a part of it and slowly came to the realization that Citi and Payment Safeguard had taken thousands of dollars from me over the course of years. I went back through old statements and looked on in horror to see that this payment safeguard is simply listed as a fee and not an extra service", and the single most common underlying issue is "I never received a refund".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or what to expect regarding refunds. Aside from newspaper stories and what was published by the CFPB it appears they swept things under the rug. At the end of XX/XX/XXXX I reached out to numerous Citi customer service reps and was told repeatedly that they could not give me any information on Payment Safeguard because it is a separate department and could only show that there was a case that I requested pending. Further: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
or what to expect regarding refunds. Aside from newspaper stories and what was published by the CFPB it appears they swept things under the rug. At the end of XX/XX/XXXX I reached out to numerous Citi customer service reps and was told repeatedly that they could not give me any information on Payment Safeguard because it is a separate department and could only show that there was a case that I requested pending. Further has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
or what to expect regarding refunds. Aside from newspaper stories and what was published by the CFPB it appears they swept things under the rug. At the end of XX/XX/XXXX I reached out to numerous Citi customer service reps and was told repeatedly that they could not give me any information on Payment Safeguard because it is a separate department and could only show that there was a case that I requested pending. Further has a 0% timely response rate to CFPB complaints.
The most common issue reported against or what to expect regarding refunds. Aside from newspaper stories and what was published by the CFPB it appears they swept things under the rug. At the end of XX/XX/XXXX I reached out to numerous Citi customer service reps and was told repeatedly that they could not give me any information on Payment Safeguard because it is a separate department and could only show that there was a case that I requested pending. Further is "I never received a refund" in the "and as the attachments show there is not a Payment Safeguard website that exists. I was able to track down a phone number via a statement and called to find out what the program is. I was then told of services and a plan that I never enrolled in. I instantly cancelled my enrollment because I was unaware I was a part of it and slowly came to the realization that Citi and Payment Safeguard had taken thousands of dollars from me over the course of years. I went back through old statements and looked on in horror to see that this payment safeguard is simply listed as a fee and not an extra service" product category.
Read our methodology — how this data is sourced, computed, and verified.