Total complaints
12
Filed since Furt
2026 data Public-data reference. official source
or should reasonably know
12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
12 consumer complaints filed with the CFPB
This profile shows or should reasonably know's complaint history from CFPB public records. 12 consumers have filed complaints since Furt. The company has a 0% timely response rate and has provided relief in 0% of cases.
12
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Furt
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or should reasonably know complaint mix by product
- under 15 9 75.0% – 0% relief
- I dispute 3 25.0% – 0% relief
How or should reasonably know's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| under 15 U.S.C. 1681c ( a ) ( 5 ) | 9 |
| I dispute the reporting of XXXX XXXXXXXX account ending in XXXXXXXX XXXX XXXX with a balance of {$2500.00} XXXX XXXX and XXXX XXXX XXXX account ending in XXXXXXXX XXXX XXXX with a balance of {$11000.00} | 3 |
Top States
| State | Complaints |
|---|---|
| the information is inaccurate. | 9 |
| is inaccurate. Reporting these charge-offs without proper verification violates federal law and creates a misleading picture of my creditworthiness. I request that each of these accounts be thoroughly investigated directly with the original creditors | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| except for criminal convictions. Reporting any adverse information that does not meet these criteria | 9 |
| while my records indicate that the accounts were either paid | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or should reasonably know
or should reasonably know has accumulated 12 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 12 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Furt, and the most recent logged activity is Furthermor, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or should reasonably know reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "under 15 U.S.C. 1681c ( a ) ( 5 )", and the single most common underlying issue is "except for criminal convictions. Reporting any adverse information that does not meet these criteria".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or should reasonably know: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or should reasonably know have?
or should reasonably know has received 12 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or should reasonably know respond to complaints on time?
or should reasonably know has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or should reasonably know?
The most common issue reported against or should reasonably know is "except for criminal convictions. Reporting any adverse information that does not meet these criteria" in the "under 15 U.S.C. 1681c ( a ) ( 5 )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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