Total complaints
38
Filed since ( FC
2026 data Public-data reference. official source
or services on credit.
38 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
38 consumer complaints filed with the CFPB
This profile shows or services on credit.'s complaint history from CFPB public records. 38 consumers have filed complaints since ( FC. The company has a 0% timely response rate and has provided relief in 0% of cases.
38
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
( FC
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or services on credit. complaint mix by product
- the term 11 34.4% – 0% relief
- credit card 7 21.9% – 0% relief
- the term 5 15.6% – 0% relief
- 15 USC 3 9.4% – 0% relief
- the term 3 9.4% – 0% relief
- according to 2 6.3% – 0% relief
- the term 1 3.1% – 0% relief
How or services on credit.'s 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the term consumer report does NOT include ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a CREDIT CARD or similar device; Under the Truth in Lending Act 15 USC 1602 ( g ) | 11 |
| credit card is defined as the following : The term credit card means any card | 7 |
| the term consumer report does not include ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device ; So let me explain. Under the Truth in Lending Act 15 USC 1602 ( g ) | 5 |
| 15 USC 1602 ( l ) | 3 |
| the term consumer report does not include ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device ; So let me explain. Under the Truth in Lending Act 15 USC 1602 ( l ) | 3 |
| according to 15 USC 1681a. ( 2 ) ( b ) ( 2 ) Exclusions.Except as provided in paragraph ( XXXX ) | 2 |
| the term consumer report does not include ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device; Under the Truth in Lending Act 15 USC 1602 ( g ) | 1 |
| Under the Truth in Lending Act 15 USC 1602g | 1 |
| 15 U.S.C. 1681 603. Definitions ; rules of construction [ 15 U.S.C. 1681a ] 603 - 15 U.S.C. 1681a ( 2 ) Exclusions. Except as provided in paragraph ( 3 ) | 1 |
| a CREDIT CARD is defined as : ANY CARD ( SOCIAL CARD! ) | 1 |
| the term consumer report does not include ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device ; An exclusion means it should NOT be listed. A credit card is defined under the Truth in Lending Act or 15 USC 1602. In Definitions and rules of construction | 1 |
| appropriately completed | 1 |
| the term consumer report does not include ( XXXX ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device ; So let me explain. Under the Truth in Lending Act XXXX XXXX XXXX ( XXXX ) | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| plate | 30 |
| coupon book | 5 |
| coupon book or other credit device existing for the purpose of obtaining | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or services on credit.
or services on credit. has accumulated 38 consumer complaints in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( FC, and the most recent logged activity is [ 15 USC 1, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or services on credit. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the term consumer report does NOT include ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a CREDIT CARD or similar device; Under the Truth in Lending Act 15 USC 1602 ( g )", and the single most common underlying issue is "plate".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or services on credit.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or services on credit. have?
or services on credit. has received 38 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or services on credit. respond to complaints on time?
or services on credit. has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or services on credit.?
The most common issue reported against or services on credit. is "plate" in the "the term consumer report does NOT include ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a CREDIT CARD or similar device; Under the Truth in Lending Act 15 USC 1602 ( g )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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