2026 data Public-data reference. official source

or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity's complaint history from CFPB public records. 1 consumers have filed complaints since Capi. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Capi
Since

Total complaints

1

Filed since Capi

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity complaint mix by product

Total complaints: 1

or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). and it: 1 complaints (100.0%), resolution 0.0% and it 100.0%
  • and it 1 100.0% 0% relief

How or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
and it does not include cash. Capital One in fact took cash as shown in statements XX/XX/XXXX to XXXX XXXX. and ; Capital One is in violation of 15 U.S. Code 1666d. Capital One did not credit the amount of the credit balance to the c onsumers account for consumer credit transactions. Capital One did not refund any part of the amount of the remaining credit balance. and ; Capital One is in violation of 15 U.S. Code 1666a. Capital one reported a late payment to XXXX 1

Top States

State Complaints
before the time t hat the information was initially communicated 1

Top Issues

Issue Complaints
affiant is a ware and has proof in the attachment labeled as Exhibit X that Capital One is in violation of 15 U.S. Code 1681b ( a ) ( 2 ) affiant did not give Capital One written instructions to furnish A consumer rep ort. and ; Capital One is in violation of 18 U.S. Code 1028A - Aggravated identity theft ( the Consum er Never gave authorization to capital one to sell my information and report ANY negative informati on to XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity

or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Capi, and the most recent logged activity is Capital On, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and it does not include cash. Capital One in fact took cash as shown in statements XX/XX/XXXX to XXXX XXXX. and ; Capital One is in violation of 15 U.S. Code 1666d. Capital One did not credit the amount of the credit balance to the c onsumers account for consumer credit transactions. Capital One did not refund any part of the amount of the remaining credit balance. and ; Capital One is in violation of 15 U.S. Code 1666a. Capital one reported a late payment to XXXX", and the single most common underlying issue is "affiant is a ware and has proof in the attachment labeled as Exhibit X that Capital One is in violation of 15 U.S. Code 1681b ( a ) ( 2 ) affiant did not give Capital One written instructions to furnish A consumer rep ort. and ; Capital One is in violation of 18 U.S. Code 1028A - Aggravated identity theft ( the Consum er Never gave authorization to capital one to sell my information and report ANY negative informati on to XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity have?

or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity respond to complaints on time?

or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity has a 0% timely response rate to CFPB complaints.

What is the most common complaint about or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity?

The most common issue reported against or property of any person. ca pital one negative information without authorization and is damaging the consumer/original credito r person. and ; Capital One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( A ). Capita l One did not disclose to the consumer that information will be reported to a third party. and ; Capita l One is in violation of is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( B ). The consumer was not give n the opportunity to opt out before the information was disclosed to a third party. and ; Capital One is in violation of 15 U.S. Code 6802 ( b ) ( 1 ) ( C ). The consumer was not given an explanation of ho w the consumer can exercise the nondisclosure option. and ; Capital One is in violation of 15 U.S. C ode 1681a ( 2 ) ( A ) ( iii ) .It was not clearly disclosed to the consumer that the information may be com municated among such persons and the consumer was not given the opportunity is "affiant is a ware and has proof in the attachment labeled as Exhibit X that Capital One is in violation of 15 U.S. Code 1681b ( a ) ( 2 ) affiant did not give Capital One written instructions to furnish A consumer rep ort. and ; Capital One is in violation of 18 U.S. Code 1028A - Aggravated identity theft ( the Consum er Never gave authorization to capital one to sell my information and report ANY negative informati on to XXXX" in the "and it does not include cash. Capital One in fact took cash as shown in statements XX/XX/XXXX to XXXX XXXX. and ; Capital One is in violation of 15 U.S. Code 1666d. Capital One did not credit the amount of the credit balance to the c onsumers account for consumer credit transactions. Capital One did not refund any part of the amount of the remaining credit balance. and ; Capital One is in violation of 15 U.S. Code 1666a. Capital one reported a late payment to XXXX" product category.

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