Total complaints
13
Filed since ( XX
2026 data Public-data reference. official source
or promises
13 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
13 consumer complaints filed with the CFPB
This profile shows or promises's complaint history from CFPB public records. 13 consumers have filed complaints since ( XX. The company has a 0% timely response rate and has provided relief in 0% of cases.
13
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
( XX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or promises complaint mix by product
- or attempts 12 92.3% – 0% relief
- should have 1 7.7% – 0% relief
How or promises's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| or attempts to execute | 12 |
| should have included premium insurance and does not include charges payable in cash transactions. Neither of these items were told to me which is a violation of my rights. According to 15 USC 1632 ; ( a ) Information clearly and conspicuously disclosed ; annual percentage rate '' and finance charge '' ; order of disclosures and use of different terminology Information required by this subchapter shall be disclosed clearly and conspicuously | 1 |
Top States
| State | Complaints |
|---|---|
| any money or property in connection with the purchase or sale of any commodity for future delivery | 12 |
| or to sell | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or any option on a commodity for future delivery | 12 |
| I demand that these alleged debts are erased and my original title to my XXXX XXXX XXXX XXXX is sent to me immediately. According to 15 USC 1341. Frauds and swindles Whoever | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or promises
or promises has accumulated 13 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 13 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( XX, and the most recent logged activity is Whoever kn, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or promises reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "or attempts to execute", and the single most common underlying issue is "or any option on a commodity for future delivery".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or promises: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or promises have?
or promises has received 13 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or promises respond to complaints on time?
or promises has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or promises?
The most common issue reported against or promises is "or any option on a commodity for future delivery" in the "or attempts to execute" product category.
Read our methodology — how this data is sourced, computed, and verified.
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