2026 data Public-data reference. official source

or otherwise.

11 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

11 consumer complaints filed with the CFPB

This profile shows or otherwise.'s complaint history from CFPB public records. 11 consumers have filed complaints since 1. 1. The company has a 0% timely response rate and has provided relief in 0% of cases.

11
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
1. 1
Since

Total complaints

11

Filed since 1. 1

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

or otherwise. complaint mix by product

Total complaints: 11

or otherwise. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). here 's: 3 complaints (30.0%), resolution 0.0% here 's 30.0% XXXX: 2 complaints (20.0%), resolution 0.0% XXXX 20.0% Experian: 1 complaints (10.0%), resolution 0.0% Experian 10.0% 15 U.S.C.: 1 complaints (10.0%), resolution 0.0% 15 U.S.C. 10.0% XXXX. did: 1 complaints (10.0%), resolution 0.0% XXXX. did 10.0% XXXX and: 1 complaints (10.0%), resolution 0.0% XXXX and 10.0% Equifax and: 1 complaints (10.0%), resolution 0.0% Equifax and 10.0%
  • here 's 3 30.0% 0% relief
  • XXXX 2 20.0% 0% relief
  • Experian 1 10.0% 0% relief
  • 15 U.S.C. 1 10.0% 0% relief
  • XXXX. did 1 10.0% 0% relief
  • XXXX and 1 10.0% 0% relief
  • Equifax and 1 10.0% 0% relief

How or otherwise.'s 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
here 's the deal : 15 USC 1681 section 604 ( a ) ( 2 ) states that a consumer reporting agency can only furnish a consumer report with the written instructions of the consumer to whom it relates. The furnishers of information to credit agencies ( like financial institutions ) need my consent for this 3
XXXX 2
Experian 1
15 U.S.C. 1681 Section 604 ( a ) ( 2 ) specifies that a consumer reporting agency may furnish a consumer report only in accordance with the written instructions of the consumer to whom it relates. I have not provided written consent for XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX or any consumer reporting agency to furnish my information 1
XXXX. did not mention to me about the existing loan 1
XXXX and Experian 1
Equifax and XXXX 1
XXXX and XXXX 1

Top Issues

Issue Complaints
whether verbal 4
be it verbal 3
I hereby revoke any and all previous consents 3
I ( we ) would have dealt with it accordingly because there is no way 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About or otherwise.

or otherwise. has accumulated 11 consumer complaints in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1. 1, and the most recent logged activity is it is impe, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, or otherwise. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "here 's the deal : 15 USC 1681 section 604 ( a ) ( 2 ) states that a consumer reporting agency can only furnish a consumer report with the written instructions of the consumer to whom it relates. The furnishers of information to credit agencies ( like financial institutions ) need my consent for this", and the single most common underlying issue is "whether verbal".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or otherwise.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does or otherwise. have?

or otherwise. has received 11 consumer complaints filed with the Consumer Financial Protection Bureau.

Does or otherwise. respond to complaints on time?

or otherwise. has a 0% timely response rate to CFPB complaints.

What is the most common complaint about or otherwise.?

The most common issue reported against or otherwise. is "whether verbal" in the "here 's the deal : 15 USC 1681 section 604 ( a ) ( 2 ) states that a consumer reporting agency can only furnish a consumer report with the written instructions of the consumer to whom it relates. The furnishers of information to credit agencies ( like financial institutions ) need my consent for this" product category.

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