Total complaints
22
Filed since Acco
2026 data Public-data reference. official source
or money order any part of the amount of the credit balance remaining in the account for more than six months
22 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
22 consumer complaints filed with the CFPB
This profile shows or money order any part of the amount of the credit balance remaining in the account for more than six months's complaint history from CFPB public records. 22 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.
22
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
9
States Active
Acco
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or money order any part of the amount of the credit balance remaining in the account for more than six months complaint mix by product
- XXXX XXXX 8 53.3% – 0% relief
- Whenever a 2 13.3% – 0% relief
- so where 1 6.7% – 0% relief
- such additional 1 6.7% – 0% relief
- Whenever a 1 6.7% – 0% relief
- IL XXXX 1 6.7% – 0% relief
- that is 1 6.7% – 0% relief
How or money order any part of the amount of the credit balance remaining in the account for more than six months's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX ( the consumer/obligor ) .According to 15 USC 1666d section A | 8 |
| Whenever a credit balance in excess of {$1.00} ( otherwise known as a POSITIVE balance ) is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 2 |
| so where did this money come from? Look we can make this easy for us both. Pursuant to 15 USC 1666d- Treatment of credit balances '' Whenever a credit balance in excess of {$1.00} is created in connection with a consumer transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| such additional finance charge may not be imposed concerning such portion of the credit extended for the billing cycle of which such period is a part unless a statement which includes the amount upon which the finance charge for the period is based was mailed or delivered to the consumer not later than 21 days before the date specified in the statement by which payment must be made to avoid the imposition of that finance charge Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( XXXX ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| IL XXXX Comenity-Zales XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX My name is XXXX XXXX XXXX XXXX I am writing you about how the above companies have violated my rights. I have notified each named company above of this and neither company has provided any remedy to this matter in any way. The referenced account is XXXX. The current statement balance is XXXX USD. As of XX/XX/XXXX I have yet to receive a refund of the statement balance. Per 15 U.S. Code 1666d - Treatment of credit balances Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| that is considered a credit balance excess of {$1.00} and 15 USC 1666d specifically states : Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX My name is XXXX XXXX XXXX. I am writing you about how the above companies have violated my rights. I have notified each named company above of this and neither company has provided any remedy to this matter in any way. The referenced account is XXXX. The current statement balance is XXXX USD. As of XX/XX/XXXX I have yet to receive a refund of the statement balance. Per 15 U.S. Code 1666d - Treatment of credit balances Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| IL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX My name is XXXX XXXX XXXX XXXX I am writing you about how the above companies have violated my rights. I have notified each named company above of this and neither company has provided any remedy to this matter in any way. The referenced account is XXXX. The current statement balance is XXXX USD. As of XX/XX/XXXX I have yet to receive a refund of the statement balance. Per 15 U.S. Code 1666d - Treatment of credit balances Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| a creditor may not treat a payment on a credit card account under an open-end consumer credit plan as late for any purpose unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement is mailed or delivered to the consumer not later than 21 days before the payment due date. On page XXXX of the XXXX XXXX it states you due date is at least 25 days after the close of each billing period ( at least 23 days for billing periods that being in XXXX ) SEE XXXX XXXX XXXX XXXX XXXX has not sent any statements in the mail to me in over a year. Therefore XXXX has not given me any reasonable measures as a consumer to pay. According to Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to acreditorin excess of the total balance due on an account | 1 |
| IL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX My name is XXXX XXXX XXXX XXXX I am writing you about how the above companies have violated my rights. I have notified each named company above of this and neither company has provided any remedy to this matter in any way. The referenced account is XXXX. The current statement balance is XXXX USD. As of XX/XX/XXXX I have yet to receive a refund of the statement balance. Per 15 U.S. Code 1666d - Treatment of credit balances Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX My name is XXXX XXXX XXXX. I am writing you about how the above companies have violated my rights. I have notified each named company above of this and neither company has provided any remedy to this matter in any way. The referenced account is XXXX. The current statement balance is XXXX USD. As of XX/XX/XXXX I have yet to receive a refund of the statement balance. Per 15 U.S. Code 1666d - Treatment of credit balances Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
| section D ( Treatment of a Credit balance ) states : 1666d. Treatment of credit balances Whenever a credit balance in excess of {$1.00} is created in connection with a consumer credit transaction through ( 1 ) transmittal of funds to a creditor in excess of the total balance due on an account | 1 |
Top States
| State | Complaints |
|---|---|
| except that no further action is required in any case in which the consumers current location is not known by the creditor and can not be traced through the consumers last known address or telephone number. | 9 |
| except that no further action is required in any case in which the consumers current location is not known by the creditor and can not be traced through the consumers last known address or telephone number. I have yet to receive a refund or any reimbursement of the credit balance of the statement | 5 |
| except that no further action is required in any case in which the consumers current location is not known by the creditor and can not be traced through the consumers last known address or telephone number. I am now requesting a refund of ALL payment paid AND dismissal and discharge of this debt. I XXXX XXXX ( the consumer/obligor ) I am also requesting that the accounts be ceased and desist IMMEDIATELY. I have blindly paid this debt twice. The creditor has fraudulently and illegally double dipped on payment of this debt. The creditor has furnished I | 2 |
| except that no further action is required in any case in which the consumer 's current location is not known by the creditor and can not be traced through the consumer 's last known address or telephone number. '' Your company can remove the security interest on the property and send me my title. If not | 1 |
| except that no further action is required in any case in which the consumers current location is not known by the creditor and can not be traced through the consumers last known address or telephone number.,,GOLDMAN SACHS BANK USA,MN,55112,,Consent provided,Web,2023-08-14,Closed with explanation,Yes,N/A,7395345 | 1 |
| except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. | 1 |
| except that no further action is required in any case in which the consumers current location is not known by the creditor and can not be traced through the consumers last known address or telephone number. Furthermore | 1 |
| except that no further action is required in any case in which the consumers current location is not known by thecreditorand can not be traced through the consumers last known address or telephone number. This same statement is written on the XXXX Bill. This lets me know that this balance on the account is owed to me see XXXX XXXX XXXX XXXX. It is also important to note that On XX/XX/XXXX | 1 |
| except that no further action is required in any case in which the consumer 's current location is not known by the creditor and can not be traced through the consumer 's last known address or telephone number. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or ( 3 ) amounts otherwise owed to or held for the benefit of an obligor | 12 |
| section C | 8 |
| or ( XXXX ) amounts otherwise owed to or held for the benefit of an obligor | 1 |
| or ( XXXX ) amounts otherwise owed to or held for the benefit of an obligor | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or money order any part of the amount of the credit balance remaining in the account for more than six months
or money order any part of the amount of the credit balance remaining in the account for more than six months has accumulated 22 consumer complaints in the CFPB public database, with filings active across 9 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is XXXX XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or money order any part of the amount of the credit balance remaining in the account for more than six months reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX ( the consumer/obligor ) .According to 15 USC 1666d section A", and the single most common underlying issue is "or ( 3 ) amounts otherwise owed to or held for the benefit of an obligor".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or money order any part of the amount of the credit balance remaining in the account for more than six months: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or money order any part of the amount of the credit balance remaining in the account for more than six months have?
or money order any part of the amount of the credit balance remaining in the account for more than six months has received 22 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or money order any part of the amount of the credit balance remaining in the account for more than six months respond to complaints on time?
or money order any part of the amount of the credit balance remaining in the account for more than six months has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or money order any part of the amount of the credit balance remaining in the account for more than six months?
The most common issue reported against or money order any part of the amount of the credit balance remaining in the account for more than six months is "or ( 3 ) amounts otherwise owed to or held for the benefit of an obligor" in the "XXXX XXXX ( the consumer/obligor ) .According to 15 USC 1666d section A" product category.
Read our methodology — how this data is sourced, computed, and verified.
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