Total complaints
54
Filed since 15 U
2026 data Public-data reference. official source
or modify that item of information
54 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
54 consumer complaints filed with the CFPB
This profile shows or modify that item of information's complaint history from CFPB public records. 54 consumers have filed complaints since 15 U. The company has a 0% timely response rate and has provided relief in 0% of cases.
54
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
15 U
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or modify that item of information complaint mix by product
- whenever a 5 21.7% – 0% relief
- Permissible Purposes 3 13.0% – 0% relief
- unless the 3 13.0% – 0% relief
- a debt 3 13.0% – 0% relief
- Date open 3 13.0% – 0% relief
- invalidated 3 13.0% – 0% relief
- whenever a 3 13.0% – 0% relief
How or modify that item of information's 54 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| whenever a consumer reporting agency prepares a consumer report | 5 |
| Permissible Purposes of Consumer Reports 15 U.S. Code 1681b | 3 |
| unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement including the information required by section 1637 ( b ) of this title is mailed or delivered to the consumer not later than 21 days before the payment due date. In order for any creditor to treat a payment as late you must prove that : 1 ) The information required under 15 USC 1637 ( b ) of this title was mailed out or delivered 21 Days before the payment due date please provide the proof that this information was mailed out or delivered 21 days before the statement date. 2 ) 15 USC 1637 ( b ) is very specific on all required information needed or that must be mailed or delivered to the consumer! You have 10 days to send me all the required information. Your reply to my dispute is Verified | 3 |
| a debt collector may not communicate with a consumer in connection with the collection of any debt Also | 3 |
| Date open last reported date | 3 |
| invalidated | 3 |
| whenever a consumer is reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. I know that Under 15 U.S. Code 1681i ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general | 3 |
| to 15 USC 1681 ( a ) Accuracy and fairness of credit reporting in-accord Fair Credit Reporting Act ( FCRA ) | 3 |
| reported as a collection and then charged off again. These are clear inaccuracies that XXXX | 2 |
| I was reading the FCRA and noticed you violated these laws as well : 15 USC 1681 ( a ) ( 4 ) - There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness | 2 |
| Experian is showing {$1000.00} ] Issue XXXX : Date of last payment is difference [ XXXX is showing XXXX XX/XX/2022 | 1 |
| Experian and XXXX allowed to remain on my credit report. The account is not 100 % accurate so it is deemed INACCURATE and should be deleted immediately. XXXX | 1 |
| XXXX is showing {$1000.00} ] Issue XXXX : Date of last payment is difference [ XXXX is showing XXXX XX/XX/2022 | 1 |
| they only report CREDIT LIMITS for negative accounts ( See attached ). THEY DO NOT report CREDIT BALANCES | 1 |
| after any investigation under paragraph ( XXXX ) of any information disputed by a consumer | 1 |
| XXXX is showing {$1000.00} ] Issue 3 : Date of last payment is difference [ Equifax is showing XXXX XX/XX/2022 | 1 |
| XXXX XXXX : Account # XXXX | 1 |
| XXXX and XXXX Report credit report on XX/XX/year> | 1 |
| you are required to conduct a reasonable investigation of disputed information | 1 |
| Ftc Report fraud report to each company and also contacted them and told them the issue. If properly investigated this account should be removed off my credit XXXX XXXX XXXX XXXX Account Number : XXXX Fraud XXXX XXXX XXXXXXXX XXXX Account Number : XXXX open fraudulently XXXX XXXX XXXX XXXX Account Number : XXXX Fraud XXXX XXXX XXXX Account Number : XXXX opened fraudulently not me or mines XXXX XXXX XXXX Account Number : XXXX this is fraud account and not mines XXXX XXXX XXXX XXXX Account Number : XXXX XXXX XXXX Account number XXXX | 1 |
| XXXX : XXXX XXXXXXXX | 1 |
| GA XXXX and XXXX XXXX XXXX XXXX XXXXXXXX | 1 |
| Account name XXXX XXXX XXXX : # XXXX | 1 |
| and noticed some things are incomplete and not accurate. And according to the Fair Credit Reporting Act | 1 |
| XXXX XXXX | 1 |
| XXXX and Equifax allowed to remain on my credit report. The account is not 100 % accurate so it is deemed INACCURATE and should be deleted immediately. XXXX | 1 |
| XXXX and Equifax Report credit report on XX/XX/year> | 1 |
| XXXX | 1 |
| XXXX and XXXX allowed to remain on my credit report. The account is not 100 % accurate so it is deemed INACCURATE and should be deleted immediately. XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXX # XXXX has violated my rights. I looked at my Equifax credit report on XX/XX/year> and noticed some things are incomplete | 1 |
| and noticed that some information is incomplete and inaccurate. And according to the Fair Credit Reporting Act | 1 |
| and according to the fair credit report act | 1 |
| TransUnion and XXXX Report credit report on XX/XX/year> | 1 |
| the Fair Credit Reporting Act ( FCRA ) contains a provision that addresses this issue. Under 15 U.S.C. 1681i ( a ) ( 5 ) | 1 |
Top States
| State | Complaints |
|---|---|
| as appropriate | 54 |
Top Issues
| Issue | Complaints |
|---|---|
| ( A ) in general if | 5 |
| the below creditors have not demonstrated any allowable permissible purpose - and any consumer reporting agency may furnish a consumer report under those circumstances and no other. If | 3 |
| and you are in possession of a copy of all information from 15 USC 1637 ( b ) and the Certified mail tracking number that proved the delivery of said information for you to verify this item as late! I am requesting a copy of the information pursuant 15 USC 1637 ( b ) and the tracking number that was used to prove delivery of said information to me the consumer 21 days before my statement date regarding this account. 15 U.S. Code 1681i - Procedure in case of disputed accuracy ( 5 ) Treatment of Inaccurate or Unverifiable Information. ( A ) In general if | 3 |
| according to 15 USC 1681 ( e ) ( b ) According to 15 USC 1681 5 they are supposed to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) in general | 3 |
| inaccurate information which they falsely claim to have verified 15 U.S.C . 1681i ( 5 ) 5 ) Treatment of inaccurate or unverifiable information ( A ) In general If | 3 |
| date last active date of last payment here are just a few ways I was taken advantage of but id you will read the list below are even more violations that effect Me the Consumer 15 U.S. Code 1681i - Procedure in case of disputed accuracy ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general If | 3 |
| And according to 15 USC 1681 ( 5 ) they are supposed to do this ( 5 ) Treatment of inaccurate unverifiable information ( A ) In generally | 3 |
| and questionable items that your agency didn't make sure were reporting 100 % correct. Under 15 U.S. Code 1681e ( b ) ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure the maximum possible accuracy of the information concerning the individual to whom the report relates. I know that Under 15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general | 3 |
| an item of the information is found to be inaccurate | 3 |
| the consumer reporting agency shall review and consider all relevant information submitted by the consumer in the period described in paragraph ( 1 ) ( A ) with respect to such disputed information ( see attachment ) ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general. If | 3 |
| and a respect for the consumers right to privacy 15 USC 1681b ( a ) ( 2 ) - In accordance with the written instructions of the consumer to whom it relates 15 USC 1681i ( 5 ) ( A ) ( i )- If | 2 |
| XXXX is showing XXXX XX/XX/2022 ] Issue XXXX : Account numbers all differ According to U.S. Code 1681i- if | 1 |
| Transnion is showing XXXX XX/XX/2022 ] Issue XXXX : Account numbers all differ According to U.S. Code 1681i- if | 1 |
| STATUS AND TYPES FOR POSITIVE ACCOUNTS. How are they able to do this pursuant to 611. Procedure in case of disputed accuracy [ 15 U.S.C. 1681i ] ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general. If | 1 |
| the consumer reporting agency shall -- - ( i ) promptly delete that item of information from the file of the consumer | 1 |
| XXXX is showing XXXX XX/XX/2022 ] Issue 4 : Account numbers all differ According to U.S. Code 1681i- if | 1 |
| has violated my rights. I looked at my Equifax credit report on XX/XX/year> and noticed some things are incomplete and not accurate. And according to the fair credit reporting act Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates according to 15 USC 1681 ( e ) ( b ). And according to 15 USC 1681 5 they are suppose to do this ( XXXX ) Treatment of inaccurate or unverifiable information ( A ) In generallf | 1 |
| according to 15 USC 1681 ( e ) ( b ). And according to 15 USC 1681 5 they are supposed to do this ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general | 1 |
| 15 U.S.C. 1681i ( a ) ( 5 ) ( A ) states : If | 1 |
| under 15 USC 1681 ( 5 ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or modify that item of information
or modify that item of information has accumulated 54 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 54 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 15 U, and the most recent logged activity is nd noticed, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or modify that item of information reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "whenever a consumer reporting agency prepares a consumer report", and the single most common underlying issue is "( A ) in general if".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or modify that item of information: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or modify that item of information have?
or modify that item of information has received 54 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or modify that item of information respond to complaints on time?
or modify that item of information has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or modify that item of information?
The most common issue reported against or modify that item of information is "( A ) in general if" in the "whenever a consumer reporting agency prepares a consumer report" product category.
Read our methodology — how this data is sourced, computed, and verified.
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