2026 data Public-data reference. official source

or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me's complaint history from CFPB public records. 1 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Acco
Since

Total complaints

1

Filed since Acco

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me complaint mix by product

Total complaints: 1

or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). or the: 1 complaints (100.0%), resolution 0.0% or the 100.0%
  • or the 1 100.0% 0% relief

How or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
or the review or collection of a consumer 's account. Section 604 ( a ) ( 3 ) ( A ) - For employment purposes 1

Top States

State Complaints
remove this hard inquiry from my credit file.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AZ,85392,,Consent provided,Web,2018-08-23,Closed with explanation,Yes,N/A,3000205 1

Top Issues

Issue Complaints
where the consumer has given written permission. Sections 604 ( a ) ( 3 ) ( B ) and 604 ( b ) - For the underwriting of insurance as a result of an application from a consumer. Section 604 ( a ) ( 3 ) ( C ) - When there is a legitimate business need 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me

or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is According , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "or the review or collection of a consumer 's account. Section 604 ( a ) ( 3 ) ( A ) - For employment purposes", and the single most common underlying issue is "where the consumer has given written permission. Sections 604 ( a ) ( 3 ) ( B ) and 604 ( b ) - For the underwriting of insurance as a result of an application from a consumer. Section 604 ( a ) ( 3 ) ( C ) - When there is a legitimate business need".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me have?

or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me respond to complaints on time?

or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me has a 0% timely response rate to CFPB complaints.

What is the most common complaint about or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me?

The most common issue reported against or modifications and enforcement thereof. Sections 604 ( a ) ( 4 ) and 604 ( a ) ( 5 ) As stated in my previous complaint I have never done any business with this company and I did not give them permission to obtain a copy of my credit file. Please provide proof to me that XXXX XXXX had a permissible purpose or any permission given by me to obtain a copy of my credit file. If you can not provide proof of permissible purpose or permission by me is "where the consumer has given written permission. Sections 604 ( a ) ( 3 ) ( B ) and 604 ( b ) - For the underwriting of insurance as a result of an application from a consumer. Section 604 ( a ) ( 3 ) ( C ) - When there is a legitimate business need" in the "or the review or collection of a consumer 's account. Section 604 ( a ) ( 3 ) ( A ) - For employment purposes" product category.

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