2026 data Public-data reference. official source

or delete the item from the file in accordance with paragraph ( XXXX )

141 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

141 consumer complaints filed with the CFPB

This profile shows or delete the item from the file in accordance with paragraph ( XXXX )'s complaint history from CFPB public records. 141 consumers have filed complaints since ( A . The company has a 0% timely response rate and has provided relief in 0% of cases.

141
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
14
States Active
( A
Since

Total complaints

141

Filed since ( A

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

or delete the item from the file in accordance with paragraph ( XXXX ) complaint mix by product

Total complaints: 141

or delete the item from the file in accordance with paragraph ( XXXX ) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 141 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). if the: 119 complaints (86.2%), resolution 0.0% if the 86.2% Procedure In: 6 complaints (4.3%), resolution 0.0% if the: 4 complaints (2.9%), resolution 0.0% XXXX XXXX: 3 complaints (2.2%), resolution 0.0% and except: 3 complaints (2.2%), resolution 0.0% Procedure In: 2 complaints (1.4%), resolution 0.0% Procedure In: 1 complaints (0.7%), resolution 0.0%
  • if the 119 86.2% 0% relief
  • Procedure In 6 4.3% 0% relief
  • if the 4 2.9% 0% relief
  • XXXX XXXX 3 2.2% 0% relief
  • and except 3 2.2% 0% relief
  • Procedure In 2 1.4% 0% relief
  • Procedure In 1 0.7% 0% relief

How or delete the item from the file in accordance with paragraph ( XXXX )'s 141 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly 119
Procedure In Case of Disputed Accuracy. Reinvestigations of Disputed Information XXXX. Reinvestigation Required ( a ) In general. Subject to Subsection ( f ) 6
if the completeness or accuracy of any item of information contained in a consumer 's file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly 4
XXXX XXXX XXXX of XXXX XXXX. Reinvestigations of Disputed Information XXXX. Reinvestigation Required ( a ) In general. Subject to Subsection ( f ) 3
and except as provided in subsection ( g ) if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly 3
Procedure In Case of Disputed Accuracy. Reinvestigations of Disputed Information 1. Reinvestigation Required ( a ) In general. Subject to Subsection ( f ) 2
Procedure In Case of Disputed Accuracy Reinvestigations of Disputed Information Reinvestigation Required ( a ) In general. Subject to Subsection ( f ) 1
if the completeness or accuracy of any item information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly 1
credit reporting agencies are obligated to verify the accuracy of disputed information within XX/XX/XXXX days. Section XXXX ( a ) ( XXXX ) ( A ) of the FCRA states : If the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly 1
credit reporting agencies are obligated to verify the accuracy of disputed information within XXXX days. Section XXXX ( a ) ( XXXX ) ( A ) of the FCRA states : If the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly 1

Top States

State Complaints
before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. 95
before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. 30
before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,,EQUIFAX 3
before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 2
before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. '' Furthermore 2
before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
before the end of the XXXX day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. 1
before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,,EQUIFAX 1
before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. They also violated these laws. 1
before the end of the XXXXday period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. 1
before the end of the XXXX day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
before the end of the 30-day period beginning on the date an which the agency receives the notice of the dispute from the consumer or reseller. 1
before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,93536,,Consent provided,Web,2025-02-25,Closed with explanation,Yes,N/A,12198484 1
before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. ( XXXX ) Treatment of inaccurate or unverifiable information ( A ) In general If 1

Top Issues

Issue Complaints
of such dispute 129
or indirectly through a reseller 12

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About or delete the item from the file in accordance with paragraph ( XXXX )

or delete the item from the file in accordance with paragraph ( XXXX ) has accumulated 141 consumer complaints in the CFPB public database, with filings active across 14 U.S. states. Of those submissions, 141 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( A , and the most recent logged activity is r reseller, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, or delete the item from the file in accordance with paragraph ( XXXX ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly", and the single most common underlying issue is "of such dispute".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or delete the item from the file in accordance with paragraph ( XXXX ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does or delete the item from the file in accordance with paragraph ( XXXX ) have?

or delete the item from the file in accordance with paragraph ( XXXX ) has received 141 consumer complaints filed with the Consumer Financial Protection Bureau.

Does or delete the item from the file in accordance with paragraph ( XXXX ) respond to complaints on time?

or delete the item from the file in accordance with paragraph ( XXXX ) has a 0% timely response rate to CFPB complaints.

What is the most common complaint about or delete the item from the file in accordance with paragraph ( XXXX )?

The most common issue reported against or delete the item from the file in accordance with paragraph ( XXXX ) is "of such dispute" in the "if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly" product category.

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