Total complaints
2
Filed since On X
2026 data Public-data reference. official source
or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge's complaint history from CFPB public records. 2 consumers have filed complaints since On X. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
On X
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge complaint mix by product
- I submitted 2 100.0% – 0% relief
How or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I submitted a formal dispute and validation request. In response | 2 |
Top States
| State | Complaints |
|---|---|
| you are : Falsely representing the legal status of a debt Misleading me and credit bureaus with fabricated settlement language Attempting to collect a non-existent and unauthorized fee - Violations Committed by Rent Recovery Solutions : FDCPA Violations : XXXX ( XXXX ) ( A ) : False representation of the character or legal status of a debt XXXX ( XXXX ) : Use of deceptive means to collect a debt XXXX ( XXXX ) : Collection of any amount not expressly authorized by the agreement or permitted by law FCRA Violations ( as a furnisher of information ) : XXXX ( b ) ( XXXX ) ( A ) - ( D ) : Failure to conduct a reasonable investigation after receiving my dispute XXXX ( a ) ( XXXX ) ( A ) : Knowingly reporting inaccurate or unverifiable information XXXX ( a ) ( XXXX ) : Continuing to report disputed information without proper notice You previously responded by offering to send documentation if requested again by mail. I already submitted my written dispute on XX/XX/2025. That stall tactic is non-compliant under FDCPA XXXX ( b ). | 1 |
| you are : Falsely representing the legal status of a debt Misleading me and credit bureaus with fabricated settlement language Attempting to collect a non-existent and unauthorized fee - Violations Committed by XXXX XXXX XXXX : FDCPA Violations : 807 ( 2 ) ( A ) : False representation of the character or legal status of a debt 807 ( 10 ) : Use of deceptive means to collect a debt 808 ( 1 ) : Collection of any amount not expressly authorized by the agreement or permitted by law FCRA Violations ( as a furnisher of information ) : 623 ( b ) ( 1 ) ( A ) - ( D ) : Failure to conduct a reasonable investigation after receiving my dispute 623 ( a ) ( 1 ) ( A ) : Knowingly reporting inaccurate or unverifiable information 623 ( a ) ( 3 ) : Continuing to report disputed information without proper notice You previously responded by offering to send documentation if requested again by mail. I already submitted my written dispute on XX/XX/year>. That stall tactic is non-compliant under FDCPA 809 ( b ). | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| your documentation contains a charge labeled : Accord and Satisfaction This charge is legally invalid | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge
or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to On X, and the most recent logged activity is On XX/XX/y, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I submitted a formal dispute and validation request. In response", and the single most common underlying issue is "your documentation contains a charge labeled : Accord and Satisfaction This charge is legally invalid".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge have?
or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge respond to complaints on time?
or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge?
The most common issue reported against or agreed to any such resolution. Therefore : No accord ever existed No satisfaction occurred No legal or contractual basis exists to charge me for this term By fabricating this as a line-item financial charge is "your documentation contains a charge labeled : Accord and Satisfaction This charge is legally invalid" in the "I submitted a formal dispute and validation request. In response" product category.
Read our methodology — how this data is sourced, computed, and verified.
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