2026 data Public-data reference. official source

or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments's complaint history from CFPB public records. 1 consumers have filed complaints since Prov. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Prov
Since

Total complaints

1

Filed since Prov

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments complaint mix by product

Total complaints: 1

or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). accurate accounting: 1 complaints (100.0%), resolution 0.0% accurate accounting 100.0%
  • accurate accounting 1 100.0% 0% relief

How or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
accurate accounting of how every payment was applied to principal 1

Top States

State Complaints
having made every monthly payment on time for 5 consecutive years ( XXXX ). My current monthly payment is {$1300.00} 1

Top Issues

Issue Complaints
fees 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments

or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Prov, and the most recent logged activity is Provide co, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "accurate accounting of how every payment was applied to principal", and the single most common underlying issue is "fees".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments have?

or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments respond to complaints on time?

or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments has a 0% timely response rate to CFPB complaints.

What is the most common complaint about or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments?

The most common issue reported against or Abusive Acts or Practices ( UDAAP ) Truth in Lending Act ( TILA ) violations Fair Debt Collection Practices Act ( FDCPA ) violations State consumer protection law violations Breach of contract ( loan agreements ) Breach of fiduciary duties to borrowers Violations of cosigner release and death notification requirements Improper forbearance steering practices Predatory lending and servicing practices Impose penalties and corrective actions on servicers found to have engaged in the practices described in this complaint to prevent other borrowers from experiencing the same devastation ADDITIONAL INFORMATION Current Financial Status : I am current on all payments is "fees" in the "accurate accounting of how every payment was applied to principal" product category.

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