Total complaints
1
Filed since I lo
2026 data Public-data reference. official source
ontime
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows ontime's complaint history from CFPB public records. 1 consumers have filed complaints since I lo. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I lo
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
ontime complaint mix by product
- your APR 1 100.0% – 0% relief
How ontime's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| your APR will not change and your monthly payment will NOT change. '' when i went to resume my monthly payment i was told i DO NOT HAVE A CHOICE in what program i use. '' i was then given the option to sign paperwork that restarted my mortgage to 360 months | 1 |
Top States
| State | Complaints |
|---|---|
| never missing one | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or BE FORECLOSED ON. WELLS FARGO then threatened to foreclose on me if i did not submit the paper work in time. My principal balance on the loan when i initially bought the house was XXXX XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About ontime
ontime has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I lo, and the most recent logged activity is I lost my , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, ontime reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "your APR will not change and your monthly payment will NOT change. '' when i went to resume my monthly payment i was told i DO NOT HAVE A CHOICE in what program i use. '' i was then given the option to sign paperwork that restarted my mortgage to 360 months", and the single most common underlying issue is "or BE FORECLOSED ON. WELLS FARGO then threatened to foreclose on me if i did not submit the paper work in time. My principal balance on the loan when i initially bought the house was XXXX XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ontime: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does ontime have?
ontime has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does ontime respond to complaints on time?
ontime has a 0% timely response rate to CFPB complaints.
What is the most common complaint about ontime?
The most common issue reported against ontime is "or BE FORECLOSED ON. WELLS FARGO then threatened to foreclose on me if i did not submit the paper work in time. My principal balance on the loan when i initially bought the house was XXXX XXXX" in the "your APR will not change and your monthly payment will NOT change. '' when i went to resume my monthly payment i was told i DO NOT HAVE A CHOICE in what program i use. '' i was then given the option to sign paperwork that restarted my mortgage to 360 months" product category.
Read our methodology — how this data is sourced, computed, and verified.
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