Total complaints
1
Filed since Patt
2026 data Public-data reference. official source
ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since Patt. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Patt
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX complaint mix by product
- Experian has 1 100.0% – 0% relief
How ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Experian has : Misreported my FICO score to third-party creditors | 1 |
Top States
| State | Complaints |
|---|---|
| despite showing XXXX in my own Experian account before and after the application I applied for multiple auto loans during the same period and received subprime denials or offers based on inaccurate score data I ultimately accepted a 15.99 % XXXX XXXX loan that would have been significantly lower if : o Experian had reported the correct XXXX FICO score the same score they showed me in their own system at the time o Experian had XXXX my disputes and removed unvalidated derogatory items from my report as required by law I was also denied a credit card due to Experian providing XXXX lower score ( XXXX ) to the creditor while showing a higher score ( XXXX ) to me a pattern that is now clearly documented I lost access to dispute evidence that I submitted through XXXX XXXX it has been deleted | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| which are no longer accessible and were submitted via Experians own system Repeatedly issued generic | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX
ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Patt, and the most recent logged activity is Pattern of, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Experian has : Misreported my FICO score to third-party creditors", and the single most common underlying issue is "which are no longer accessible and were submitted via Experians own system Repeatedly issued generic".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX have?
ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX respond to complaints on time?
ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX has a 0% timely response rate to CFPB complaints.
What is the most common complaint about ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX?
The most common issue reported against ongoing financial harm Documented Harm : I was denied credit by XXXX XXXX after Experian misreported XXXX FICO score as XXXX is "which are no longer accessible and were submitted via Experians own system Repeatedly issued generic" in the "Experian has : Misreported my FICO score to third-party creditors" product category.
Read our methodology — how this data is sourced, computed, and verified.
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