Total complaints
51
Filed since Apar
2026 data Public-data reference. official source
oath
51 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
51 consumer complaints filed with the CFPB
This profile shows oath's complaint history from CFPB public records. 51 consumers have filed complaints since Apar. The company has a 0% timely response rate and has provided relief in 0% of cases.
51
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
17
States Active
Apar
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
oath complaint mix by product
- kindly remove 9 29.0% – 0% relief
- kindly remove 7 22.6% – 0% relief
- 9th Edition 4 12.9% – 0% relief
- kindly remove 4 12.9% – 0% relief
- XXXX 3 9.7% – 0% relief
- 6th Edition 2 6.5% – 0% relief
- XXXX XXXX 2 6.5% – 0% relief
How oath's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| kindly remove all non-account holding inquiries over 30 days old. According to XXXX 's XXXX XXXX | 9 |
| kindly remove all non-account holding inquiries over 30 days old. According to Black 's Law Dictionary | 7 |
| 9th Edition | 4 |
| kindly remove all non-account holding inquiries over 30 days old. According to XXXXXXXX XXXX XXXXXXXX XXXX | 4 |
| XXXX | 3 |
| 6th Edition | 2 |
| XXXX XXXX | 2 |
| kindly remove all non-account holding inquiries over 30 days old. According to XXXX XXXX XXXX XXXX | 2 |
| XX/XX/2009 | 2 |
| see XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ). The definition of verification according to XXXX XXXX XXXX XXXX is... averment that the party pleading is ready to establish the truth of what he has set forth. ... The examination of a writing for the purpose of ascertaining its truth ; or a certificate or af idavit that it is true.. The court said Confirmation of the correctness | 2 |
| see XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ). The definition of verification according to Black 's Law Dictionary is... averment that the party pleading is ready to establish the truth of what he has set forth. ... The examination of a writing for the purpose of ascertaining its truth ; or a certificate or af idavit that it is true.. The court said Confirmation of the correctness | 1 |
| XXXX XXXX XXXX | 1 |
| 174 F.3d 394 ( 4th Cir. 1999 ). The definition of verification according to XXXX 's XXXX XXXX is... averment that the party pleading is ready to establish the truth of what he has set forth. ... The examination of a writing for the purpose of ascertaining its truth ; or a certificate or affidavit that it is true.. The court said Confirmation of the correctness | 1 |
| kindly remove all non-account holding inquiries over 30 days old. According to XXXXXXXX XXXX XXXX XXXXXXXX | 1 |
| XX/XX/XXXX | 1 |
| TransUnion | 1 |
| 9th Edition as | 1 |
| kindly remove all non-account holding inquiries over 30 days old. According to XXXXXXXX XXXX XXXX XXXX | 1 |
| XXXX XXXXXXXX XXXX | 1 |
| nor the equivalent of | 1 |
| kindly remove all non-account holding inquiries over 30 days old. According to XXXX XXXX XXXXXXXX XXXX | 1 |
| kindly remove all non-account holding inquiries over XXXX XXXX old. According to XXXXXXXX XXXX XXXX XXXX | 1 |
| see XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) *. The definition of verification according to XXXX XXXX XXXX is ... averment that the party pleading is ready to establish the truth of what he has set forth. ... The examination of a writing for the purpose of ascertaining its truth ; or a certificate or affidavit that it is true ... '' The court said Confirmation of the correctness | 1 |
| section 611 ( a ) ( 6 ) ( 7 ) you have 15 days to provide the requested proof. If you can not provide all of the request proof you must PERMANENTLY DELETE the information from your records pursuant to Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified. Confirmation of the correctness | 1 |
Top States
| State | Complaints |
|---|---|
| or deposition. An affidavit of the truth of a matter stated | 26 |
| or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. | 4 |
| or deposition. Affidavit of the truth of a matter stated an object of verification is to assure good faith in averments or statements of a party. | 3 |
| or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. What this means is that the credit bureau must be willing and able to produce an authenticated document that proves the account ( s ) in dispute belong to me and the information being reported is accurate. | 3 |
| or deposition '' | 3 |
| or deposition. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) ; and XXXX XXXX XXXX XXXX. XXXX ( XXXX XXXX ) XXXX XXXX XXXX ( XXXX ) ; and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ). | 1 |
| or deposition. McDonald v. Rosengarten | 1 |
| or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. '' What this means is that your company must be willing and able to produce a document in your files that proves the accounts ) in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law if I file a lawsuit against you. Someone in your company must authenticate the documents in your files that were used to verify the disputed accounts and to do this they must have XXXX hand knowledge of the alleged accounts ) and all that has ever transpired for the alleged accounts ) | 1 |
| or deposition. Affidavit of truth of a matter stated and object of verification is to assure is to assure good faith in averments or statements of a party. | 1 |
| or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. '' What this means is that your company must be willing and able to produce a document in your files that proves the account ( s ) in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law if I file a lawsuit against you. Someone in your company must authenticate the documents in your files that were used to verify the disputed accounts and to do this they must have 1st hand knowledge of the alleged account ( s ) and all that has ever transpired for the alleged account ( s ) | 1 |
| or deposition. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) ; and XXXXXXXX XXXX XXXX XXXX XXXX ( XXXX XXXX ) XXXX XXXX XXXX ( XXXX ) ; and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ). | 1 |
| or deposition. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) ; and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ) ; and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ). | 1 |
| or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. '' What this means is that your company must be willing and able to produce a document in your files that proves the accounts ) in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law if I file a lawsuit against you. Someone in your company must authenticate the documents in your files that were used to verify the disputed accounts and to do this they must have XXXX hand knowledge of the alleged account ( s ) and all that has ever transpired for the alleged account ( s ) | 1 |
| or deposition XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX re the alleged debt | 1 |
| or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. '' What this means is that MIDLAND FUNDING must be willing and able to produce a document in their files that proves the account ( s ) in dispute belong to me and the information being reported is accurate and they must be able to do this in a court of law if I file a lawsuit against them. Someone in their company must authenticate the documents in their files that were used to verify the disputed accounts and to do this they must have 1st hand knowledge of the alleged account ( s ) and all that has ever transpired for the alleged account ( s ) | 1 |
| or deposition. XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX | 1 |
| or deposition. '' XXXX XXXX XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX | 15 |
| 1990 | 11 |
| or authenticity of a pleading | 6 |
| defines Verification as | 5 |
| defines Verify as 1 ) To prove to be true ; to confirm or establish the truth or truthfulness of ; to authenticate. '' 2 ) to confirm or substantiate by oath or affidavit ; to swear to the truth of. '' and Verification as | 3 |
| an assertion that I challenge based on the legal definitions of Verify '' and Verification ''. As per XXXXXXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| 1 ) To prove to be true ; to confirm or establish the truth or truthfulness of ; to authenticate. '' 2 ) to confirm or substantiate by oath or affidavit ; to swear to the truth of. '' and Verification as | 2 |
| 1 ) To prove to be true ; to confirm or establish the truth or truthfulness of ; to authenticate. '' 2 ) To confirm or substantiate by oath or affidavit ; to swear to the truth of. '' and Verification '' as | 2 |
| an assertion that I challenge based on the legal definitions of Verify '' and Verification ''. As per XXXX 's XXXX XXXX XXXX XXXX | 1 |
| XXXX ) To prove to be true ; to confirm or establish the truth or truthfulness of ; to authenticate. '' XXXX ) to confirm or substantiate by oath or affidavit ; to swear to the truth of. '' and XXXX '' as | 1 |
| defines Verify as 1 ) To prove to be true ; to confirm or establish the truth or truthfulness of ; to authenticate. 2 ) to confirm or substantiate by oath or affidavit ; to swear to the truth of. and verification as | 1 |
| 1 ) To prove to be true ; to confirm or establish the truth or truthfulness of ; to authenticate. '' 2 ) to confirm or substantiate by oath or affidavit ; to swear to the truth of. '' and Verification '' as | 1 |
| i.e. | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About oath
oath has accumulated 51 consumer complaints in the CFPB public database, with filings active across 17 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Apar, and the most recent logged activity is XXXXXXXX X, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, oath reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "kindly remove all non-account holding inquiries over 30 days old. According to XXXX 's XXXX XXXX", and the single most common underlying issue is "XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating oath: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does oath have?
oath has received 51 consumer complaints filed with the Consumer Financial Protection Bureau.
Does oath respond to complaints on time?
oath has a 0% timely response rate to CFPB complaints.
What is the most common complaint about oath?
The most common issue reported against oath is "XXXX" in the "kindly remove all non-account holding inquiries over 30 days old. According to XXXX 's XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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