Total complaints
1
Filed since XXXX
2026 data Public-data reference. official source
nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT complaint mix by product
- which was 1 100.0% – 0% relief
How nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| which was not true. I spoke with an agent | 1 |
Top States
| State | Complaints |
|---|---|
| A CHANGE IN THE TERMS OF AN EXISTING CREDIT ARRANGEMENT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| they indicated that they would consider re-opening the account after some payments have been established with my other new accounts | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT
nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX compl, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "which was not true. I spoke with an agent", and the single most common underlying issue is "they indicated that they would consider re-opening the account after some payments have been established with my other new accounts".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT have?
nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT respond to complaints on time?
nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT has a 0% timely response rate to CFPB complaints.
What is the most common complaint about nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT?
The most common issue reported against nothing but smoking mirrors. I am beyond mental and emotionally upset this was done as my business was set up for growth in XXXX and I lost time back and forth on the phone with them with no resolution. They have certainly violated the TILA now the DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2012 and 15 USC 1637 . Violation 1031 ( a ) and 1036 ( b ) ( 1 ) ( b ) of CFPA An act of practice is unfair when it causes or is likely to cause substantial injury to a consumer which can not be reasonably avoided. 15 USC 1681 ( D ) ( 6 ) A DENIAL OR REVOCATION OF CREDIT is "they indicated that they would consider re-opening the account after some payments have been established with my other new accounts" in the "which was not true. I spoke with an agent" product category.
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