Total complaints
19
Filed since 31 U
2026 data Public-data reference. official source
note
19 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
19 consumer complaints filed with the CFPB
This profile shows note's complaint history from CFPB public records. 19 consumers have filed complaints since 31 U. The company has a 0% timely response rate and has provided relief in 0% of cases.
19
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
31 U
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
note complaint mix by product
- in legal 6 37.5% – 0% relief
- federal law 3 18.8% – 0% relief
- as in 2 12.5% – 0% relief
- certificates 2 12.5% – 0% relief
- have not 1 6.3% – 0% relief
- as in 1 6.3% – 0% relief
- physical verification 1 6.3% – 0% relief
How note's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| in legal tender | 6 |
| federal law requires you to respond within 30 days | 3 |
| as in White v. XXXX XXXX XXXX | 2 |
| certificates | 2 |
| have not returned my instruments | 1 |
| as in White v. Experian XXXX XXXX | 1 |
| physical verification | 1 |
| if they had securitized a loan receivable | 1 |
| as in XXXX XXXX Experian Information Solutions | 1 |
| . Which I am trying to get all the information I request in the letter. Knowing my home is trouble | 1 |
Top States
| State | Complaints |
|---|---|
| or another instrument bearing my signature. | 7 |
| or certificate. The Secretary may dispose of the bonds | 6 |
| or mortgage. And it means that all documents suggesting the contrary are fabricated and false. | 2 |
| certificate of deposit | 1 |
| or other instrument bearing my signature. In addition | 1 |
| or mortgage from any homeowner. | 1 |
| and/or deed of trust. So I really need this to be look into. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| the Secretary may pay in advance interest on the public debt by a period of not more than one year | 6 |
| ( XXXX California XXXX ) ; you XXXX be liable for violating the Fair Credit Reporting Act ( FCRA ) by recklessly failing to follow reasonable procedures to ensure the accurate reporting of debts XXXX in bankruptcy and by refusing to adequately investigate consumer disputes regarding the status of XXXX accounts. I have requested that all NON CREDITORS | 3 |
| et seq. ). I will be filing a complaint with the FTC should you continue in your non-compliance. I further remind you that | 3 |
| note | 2 |
| Wisconsin Statute 16.413 ( 1 ) ( a ) defines a Financial Instrument as any check | 1 |
| timeliness | 1 |
| the reverse of lending is what was always intended. No owner of any security | 1 |
| ( XXXX XXXX XXXXXXXX ) ; you may be liable for violating the Fair Credit Reporting Act ( FCRA ) by recklessly failing to follow reasonable procedures to ensure the accurate reporting of debts discharged in bankruptcy and by refusing to adequately investigate consumer disputes regarding the status of discharged accounts.I have requested that all NON CREDITORS | 1 |
| charged | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About note
note has accumulated 19 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 9 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 31 U, and the most recent logged activity is Your compa, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, note reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "in legal tender", and the single most common underlying issue is "the Secretary may pay in advance interest on the public debt by a period of not more than one year".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating note: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does note have?
note has received 19 consumer complaints filed with the Consumer Financial Protection Bureau.
Does note respond to complaints on time?
note has a 0% timely response rate to CFPB complaints.
What is the most common complaint about note?
The most common issue reported against note is "the Secretary may pay in advance interest on the public debt by a period of not more than one year" in the "in legal tender" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
