Total complaints
9
Filed since Date
2026 data Public-data reference. official source
NOT MY RESPONSIBILITY
9 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
9 consumer complaints filed with the CFPB
This profile shows NOT MY RESPONSIBILITY's complaint history from CFPB public records. 9 consumers have filed complaints since Date. The company has a 0% timely response rate and has provided relief in 0% of cases.
9
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
Date
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
NOT MY RESPONSIBILITY complaint mix by product
- UNTRUE 3 33.3% – 0% relief
- GA XXXX 3 33.3% – 0% relief
- Experian and 1 11.1% – 0% relief
- XXXX and 1 11.1% – 0% relief
- XXXX and 1 11.1% – 0% relief
How NOT MY RESPONSIBILITY's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| UNTRUE | 3 |
| GA XXXX The FOLLOWING derogatory accounts allegations are either UNTRUE | 3 |
| Experian and XXXX reported late payments that they failed to verify. The FOLLOWING derogatory accounts allegations are either UNTRUE | 1 |
| XXXX and XXXX reported late payments that they failed to verify. The FOLLOWING derogatory accounts allegations are either UNTRUE | 1 |
| XXXX and Transunion reported late payments that they failed to verify. The FOLLOWING derogatory accounts allegations are either UNTRUE | 1 |
Top States
| State | Complaints |
|---|---|
| or otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and MUST be removed immediately | 3 |
| or otherwise NOT PROVEN COMPLIANT | 3 |
| or otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and MUST be removed immediately XXXX XXXX XXXX XXXX and XXXX XXXX XXXX Experian - XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX has reported as having late payments in my credit report. I am demanding that this account be updated to Paid as Agreed and Never Late. By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the XXXX enacted XXXX Metro 2 COMPLIANCE regulations. I demand that these above mentioned derogatory items be permanently removed from my credit report. In accordance with the fair credit Reporting act XXXX XXXX and XXXX XXXX XXXX | 1 |
| or otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and MUST be removed immediately Equifax XXXX XXXX XXXX and XXXX XXXX XXXX XXXX - XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX has reported as having late payments in my credit report. I am demanding that this account be updated to Paid as Agreed and Never Late. By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CBCA enacted CDIA Metro 2 COMPLIANCE regulations. I demand that these above mentioned derogatory items be permanently removed from my credit report. In accordance with the fair credit Reporting act XXXX XXXX and XXXX XXXX XXXX | 1 |
| or otherwise NOT PROVEN COMPLIANT to regulatory federal reporting laws and or standards and MUST be removed immediately XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX - XXXX XXXX and XXXX XXXX XXXX Transunion XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX has reported as having late payments in my credit report. I am demanding that this account be updated to Paid as Agreed and Never Late. By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the XXXX enacted XXXX Metro 2 COMPLIANCE regulations. I demand that these above mentioned derogatory items be permanently removed from my credit report. In accordance with the fair credit Reporting act XXXX XXXX and XXXX XXXX XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| INCORRECT | 9 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About NOT MY RESPONSIBILITY
NOT MY RESPONSIBILITY has accumulated 9 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Date, and the most recent logged activity is XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, NOT MY RESPONSIBILITY reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "UNTRUE", and the single most common underlying issue is "INCORRECT".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating NOT MY RESPONSIBILITY: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does NOT MY RESPONSIBILITY have?
NOT MY RESPONSIBILITY has received 9 consumer complaints filed with the Consumer Financial Protection Bureau.
Does NOT MY RESPONSIBILITY respond to complaints on time?
NOT MY RESPONSIBILITY has a 0% timely response rate to CFPB complaints.
What is the most common complaint about NOT MY RESPONSIBILITY?
The most common issue reported against NOT MY RESPONSIBILITY is "INCORRECT" in the "UNTRUE" product category.
Read our methodology — how this data is sourced, computed, and verified.
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