not mine

What the CFPB Record Shows About not mine

not mine has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ADDR, and the most recent logged activity is RE : Socia, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, not mine reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "In XX/XX/2018 I disputed an account reported by XXXX/XXXX Account # XXXX in the file maintained by TransUnion LLC under my Social Security number. I was informed in or around XX/XX/2018 that the item was deleted from my credit report after I disputed it. Now I have discovered that the item has been reinserted on my credit report by C/O XXXX XXXX XXXX XXXX XXXX XXXX Also showing as XXXX XXXX XXXX ( on my XXXX Report ) under account # XXXX referencing XXXX XXXX. I am aware in accordance with the requirements of the FCRA Section 611 ( a ) ( 5 ) ( B ) ( ii )", and the single most common underlying issue is "however this is being inserted over a year later. I understand the requirements that this be reported to the consumer within 5 days but subparagraph ( A ) states if authorized but the consumer for that purpose".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating not mine: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.