2026 data Public-data reference. official source

not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card's complaint history from CFPB public records. 1 consumers have filed complaints since IN A. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
IN A
Since

Total complaints

1

Filed since IN A

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card complaint mix by product

Total complaints: 1

not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I ASSERT: 1 complaints (100.0%), resolution 0.0% I ASSERT 100.0%
  • I ASSERT 1 100.0% 0% relief

How not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I ASSERT THERE HAS BEEN A VIOLATION OF TILA 1

Top States

State Complaints
this is a clear violation of my consumer rights to my open-ended credit. 1

Top Issues

Issue Complaints
CCPA 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card

not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to IN A, and the most recent logged activity is IN ACCORDA, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I ASSERT THERE HAS BEEN A VIOLATION OF TILA", and the single most common underlying issue is "CCPA".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card have?

not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card respond to complaints on time?

not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card has a 0% timely response rate to CFPB complaints.

What is the most common complaint about not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card?

The most common issue reported against not later than 45 days prior to the effective date of the change. I have XXXX open-ended credit accounts that has not limit however if XXXX card reached a credit amount they lock or close all my accounts until you make a payment on XXXX and this is certainly an alteration to my contract and it indicates nowhere in my application of agreement that XXXX card affects another card is "CCPA" in the "I ASSERT THERE HAS BEEN A VIOLATION OF TILA" product category.

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