'' not an open one. The last active date for the account is inconsistent between Experian and XXXX

What the CFPB Record Shows About '' not an open one. The last active date for the account is inconsistent between Experian and XXXX

'' not an open one. The last active date for the account is inconsistent between Experian and XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I st, and the most recent logged activity is I strongly, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, '' not an open one. The last active date for the account is inconsistent between Experian and XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have repeatedly reached out to remind both companies of their responsibilities under 15 USC 1681. It appears they are deliberately ignoring my concerns. According to 15 USC 1681e ( b )", and the single most common underlying issue is "15 USC 1681i ( A.5 ) states that any unverified or inaccurate information must be removed promptly after a reinvestigation on the XXXX day after receiving the dispute. How many investigations are necessary to confirm that both bureaus are reporting incorrect or unverifiable information? I am concerned about your claim that the account you are reporting is accurate".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating '' not an open one. The last active date for the account is inconsistent between Experian and XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.