Total complaints
1
Filed since Beca
2026 data Public-data reference. official source
no transaction history
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows no transaction history's complaint history from CFPB public records. 1 consumers have filed complaints since Beca. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Beca
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
no transaction history complaint mix by product
- I sent 1 100.0% – 0% relief
How no transaction history's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I sent Mobiloans several Method of Verification ( MOV ) requests by certified mail on XX/XX/XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| and no explanation of how they verified the information. Their responses did not meet the requirements of FCRA and did not provide any evidence that this account belongs to me. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and XX/XX/XXXX. All of these were delivered and received. Mobiloans responded on XX/XX/XXXX and again on XX/XX/XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About no transaction history
no transaction history has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Beca, and the most recent logged activity is Because of, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, no transaction history reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I sent Mobiloans several Method of Verification ( MOV ) requests by certified mail on XX/XX/XXXX", and the single most common underlying issue is "and XX/XX/XXXX. All of these were delivered and received. Mobiloans responded on XX/XX/XXXX and again on XX/XX/XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating no transaction history: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does no transaction history have?
no transaction history has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does no transaction history respond to complaints on time?
no transaction history has a 0% timely response rate to CFPB complaints.
What is the most common complaint about no transaction history?
The most common issue reported against no transaction history is "and XX/XX/XXXX. All of these were delivered and received. Mobiloans responded on XX/XX/XXXX and again on XX/XX/XXXX" in the "I sent Mobiloans several Method of Verification ( MOV ) requests by certified mail on XX/XX/XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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