Total complaints
1
Filed since 15 U
2026 data Public-data reference. official source
no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information's complaint history from CFPB public records. 1 consumers have filed complaints since 15 U. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
15 U
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information complaint mix by product
- any consumer 1 100.0% – 0% relief
How no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. The financial institution and the Consumer reporting agencies XXXX and XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| other than records of convictions of crimes which antedates the report by more than seven years. This account is an adverse item they are reporting again without my permission which is against the law. 15 U.S. Code 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S. Code 1681 e states '' Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. '' XXXX and XXXX are not maintaining reasonable procedures. Also 12 CFR Subsection 1016.7 states that A consumer may exercise the right to opt out at any time. I am opting out of your reporting services.,,Transform Credit Inc.,CA,90047,,Consent provided,Web,2023-06-19,Closed with explanation,Yes,N/A,7135913 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| whether it be verbal | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information
no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 15 U, and the most recent logged activity is 15 USC 168, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. The financial institution and the Consumer reporting agencies XXXX and XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to XXXX", and the single most common underlying issue is "whether it be verbal".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information have?
no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information respond to complaints on time?
no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information has a 0% timely response rate to CFPB complaints.
What is the most common complaint about no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information?
The most common issue reported against no consumer reporting agency may make any consumer report containing any of the following items of information any other adverse item of information is "whether it be verbal" in the "any consumer reporting agency may furnish a consumer report under the following circumstances and no other : in accordance with the written instructions of the consumer to whom it relates. The financial institution and the Consumer reporting agencies XXXX and XXXX do not have my consent to furnish this information and they surely do not have my written consent. Any and all consent to XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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