Total complaints
12
Filed since Back
2026 data Public-data reference. official source
NJ
12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
12 consumer complaints filed with the CFPB
This profile shows NJ's complaint history from CFPB public records. 12 consumers have filed complaints since Back. The company has a 0% timely response rate and has provided relief in 8.3% of cases.
12
Total Complaints
0%
Timely Response
0%
Disputed
8.3%
Relief Provided
10
States Active
Back
Since
Timely response
0%
CFPB-tracked response window
Relief rate
8.3%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 8.3%
Industry median
Share closed with monetary or non-monetary relief.
NJ complaint mix by product
- NJ 3 30.0% – 0% relief
- THE LAW 2 20.0% – 0% relief
- this is 1 10.0% – 0% relief
- every month 1 10.0% – 0% relief
- XXXXXXXX XXXX 1 10.0% – 0% relief
- the list 1 10.0% – 0% relief
- XXXX 1 10.0% – 0% relief
How NJ's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| NJ | 3 |
| THE LAW CLEARLY STATES : Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the accordance with the written instructions of the consumer to whom it relates XXXX - XXXX - Under 15 USC 1681b - permissible purpose of consumer reports | 2 |
| this is very frustrating!! I tried at least XXXX times to call their numbers and once I reached an agent who said they can not freeze the info since they cant find the file. However on their own blog they say they freeze it even if no credit file exists | 1 |
| every month no payment received notice on the XXXX th! Coming from yet another Wells Fargo company in SC. Also no payments sent on the XXXX of each month no matter. XXXX day grace period. Multiple mortgage statements for XXXX month with h conflicting amounts. How can you receive a monthly statement dated the same as the payment noted on mortgage statements? XXXX along with the XXXX accidental death insurance | 1 |
| XXXXXXXX XXXX XXXX | 1 |
| the list of accounts has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. XXXX | 1 |
| XXXX | 1 |
| my credit report includes numerous fraudulent inquiries | 1 |
| I was at my workplace ( XXXX XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| XXXX - 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about Incorrect Address - XXXX XXXX XXXX | 3 |
| XXXX ( since I will be moving here in a couple of days ) I am also providing last 4 of social for my child | 1 |
| SC | 1 |
| XXXX - The personal data reporting is inaccurate. | 1 |
| XXXX XXXX XXXX - XXXX - Under 15 U.S.C 1681 ( a ) ( 4 ) consumer rights to privacy - This is a violation of my consumer rights | 1 |
| XXXX - XXXX XXXXXXXX XXXX XXXX - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about XXXX - XXXX - 15 U.S Code 1681 a ( 4 ) Consumer Right to privacy. Consumer Right to privacy this Bankruptcy shouldn't be on my credit report | 1 |
| XXXX My correct email : XXXX Despite my efforts and compliance with TransUnion 's documentation requests | 1 |
| XXXX - 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about EMPLOYER - XXXX XXXX - 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about Trans Union | 1 |
| XXXX ). | 1 |
| XXXX - 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about EMPLOYER - XXXX XXXX - 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about XXXX XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX XXXX | 4 |
| XXXX XX/XX/2019. My current address is XXXX XXXX XXXX XXXX | 1 |
| the late payments on top of late fees | 1 |
| XXXX - The personal data reporting is inaccurate.Incorrect Address - XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX | 1 |
| XXXX - 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about EMPLOYER - XXXX XXXX XXXXXXXX XXXX 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about EMPLOYER - XXXX XXXX XXXX - 15 U.S. Code 1681e - Compliance procedures ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about XXXX XXXX XXXX - XXXX - FDCPA 807 False misleading information FDCPA 8012 furnishing deceptive forms. This agent is in violation of 15 USC 1692g Because they were to notify me of this in writing 5 days prior I was not. As the original creditor only I can validate this debt. I DO NOT VALIDATE THIS DEBT XXXX XXXXXXXX XXXX XXXX - XX/XX/XXXX - THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681C-2 XXXX XXXXXXXX XXXX - XX/XX/XXXX - THIS COMPANY IS IN VIOLATION OF 15 USC 1681N THESE FRAUDULENT INQUIRIES MUST BE REMOVED IN 4 DAYS 15 USC 1681C-2 XXXX Address - XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| and phone numbers that are not associated with me. I have contacted TransUnion on multiple occasions | 1 |
| NJ ) when I initially called for XXXX assistance. Upon their arrival | 1 |
| NEW YORK | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About NJ
NJ has accumulated 12 consumer complaints in the CFPB public database, with filings active across 10 U.S. states. Of those submissions, 10 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Back, and the most recent logged activity is XXXX begin, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, NJ reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 8.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "NJ", and the single most common underlying issue is "XXXX XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating NJ: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does NJ have?
NJ has received 12 consumer complaints filed with the Consumer Financial Protection Bureau.
Does NJ respond to complaints on time?
NJ has a 0% timely response rate to CFPB complaints.
What is the most common complaint about NJ?
The most common issue reported against NJ is "XXXX XXXX" in the "NJ" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
