Total complaints
1
Filed since On X
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows neither documents where provided. According to their SEC filing Capital One Auto Finance sold the Note to their other affiliates during the securitization process therefore now the entity know as Capital one no longer has the loan in their possession but refuse to release a fraudulent XXXX on the collateral and threatening foreclosure. They have a contract with their indentured trustee ( XXXX XXXX ) to act as loan servicer. As loan servicer they have no legal right to foreclosure or accept money in the form of payments. I would like to officially rescind and security interest I unknowingly granted. I would also reference 15 USC 1601-1693 as subject matter law. I emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX to make here aware of what was going on's complaint history from CFPB public records. 1 consumers have filed complaints since On X. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since On X
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How neither documents where provided. According to their SEC filing Capital One Auto Finance sold the Note to their other affiliates during the securitization process therefore now the entity know as Capital one no longer has the loan in their possession but refuse to release a fraudulent XXXX on the collateral and threatening foreclosure. They have a contract with their indentured trustee ( XXXX XXXX ) to act as loan servicer. As loan servicer they have no legal right to foreclosure or accept money in the form of payments. I would like to officially rescind and security interest I unknowingly granted. I would also reference 15 USC 1601-1693 as subject matter law. I emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX to make here aware of what was going on's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| which was established by Bill of exchange act of 1882 and upheld by 40 STAT 411 48 | 1 |
| State | Complaints |
|---|---|
| my first email was received | 1 |
| Issue | Complaints |
|---|---|
| the dealership and Capital One failed to disclose material facts such as they had received a certificate of indebtedness from U.S. treasury through the Federal reserve and failed to credit to my account. Part of the deception the dealership acting as an agent of Capital One as outline in their SEC filings and indentured trustee agreement rushed me though the process and neglected to inform me that in the contract I was giving Capital One a security interest in the auto loan that I was buying giving them to use for the car I was purchasing as collateral for a loan I never received from the bank. I was mislead to believe that I had to make monthly payments in the amount of {$650.00} a month causing me extreme hardship. Each month they sent me a statement implying I owed that sum of money | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
neither documents where provided. According to their SEC filing Capital One Auto Finance sold the Note to their other affiliates during the securitization process therefore now the entity know as Capital one no longer has the loan in their possession but refuse to release a fraudulent XXXX on the collateral and threatening foreclosure. They have a contract with their indentured trustee ( XXXX XXXX ) to act as loan servicer. As loan servicer they have no legal right to foreclosure or accept money in the form of payments. I would like to officially rescind and security interest I unknowingly granted. I would also reference 15 USC 1601-1693 as subject matter law. I emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX to make here aware of what was going on has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to On X, and the most recent logged activity is On XXXX XX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, neither documents where provided. According to their SEC filing Capital One Auto Finance sold the Note to their other affiliates during the securitization process therefore now the entity know as Capital one no longer has the loan in their possession but refuse to release a fraudulent XXXX on the collateral and threatening foreclosure. They have a contract with their indentured trustee ( XXXX XXXX ) to act as loan servicer. As loan servicer they have no legal right to foreclosure or accept money in the form of payments. I would like to officially rescind and security interest I unknowingly granted. I would also reference 15 USC 1601-1693 as subject matter law. I emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX to make here aware of what was going on reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "which was established by Bill of exchange act of 1882 and upheld by 40 STAT 411 48", and the single most common underlying issue is "the dealership and Capital One failed to disclose material facts such as they had received a certificate of indebtedness from U.S. treasury through the Federal reserve and failed to credit to my account. Part of the deception the dealership acting as an agent of Capital One as outline in their SEC filings and indentured trustee agreement rushed me though the process and neglected to inform me that in the contract I was giving Capital One a security interest in the auto loan that I was buying giving them to use for the car I was purchasing as collateral for a loan I never received from the bank. I was mislead to believe that I had to make monthly payments in the amount of {$650.00} a month causing me extreme hardship. Each month they sent me a statement implying I owed that sum of money".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating neither documents where provided. According to their SEC filing Capital One Auto Finance sold the Note to their other affiliates during the securitization process therefore now the entity know as Capital one no longer has the loan in their possession but refuse to release a fraudulent XXXX on the collateral and threatening foreclosure. They have a contract with their indentured trustee ( XXXX XXXX ) to act as loan servicer. As loan servicer they have no legal right to foreclosure or accept money in the form of payments. I would like to officially rescind and security interest I unknowingly granted. I would also reference 15 USC 1601-1693 as subject matter law. I emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX to make here aware of what was going on: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
neither documents where provided. According to their SEC filing Capital One Auto Finance sold the Note to their other affiliates during the securitization process therefore now the entity know as Capital one no longer has the loan in their possession but refuse to release a fraudulent XXXX on the collateral and threatening foreclosure. They have a contract with their indentured trustee ( XXXX XXXX ) to act as loan servicer. As loan servicer they have no legal right to foreclosure or accept money in the form of payments. I would like to officially rescind and security interest I unknowingly granted. I would also reference 15 USC 1601-1693 as subject matter law. I emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX to make here aware of what was going on has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
neither documents where provided. According to their SEC filing Capital One Auto Finance sold the Note to their other affiliates during the securitization process therefore now the entity know as Capital one no longer has the loan in their possession but refuse to release a fraudulent XXXX on the collateral and threatening foreclosure. They have a contract with their indentured trustee ( XXXX XXXX ) to act as loan servicer. As loan servicer they have no legal right to foreclosure or accept money in the form of payments. I would like to officially rescind and security interest I unknowingly granted. I would also reference 15 USC 1601-1693 as subject matter law. I emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX to make here aware of what was going on has a 0% timely response rate to CFPB complaints.
The most common issue reported against neither documents where provided. According to their SEC filing Capital One Auto Finance sold the Note to their other affiliates during the securitization process therefore now the entity know as Capital one no longer has the loan in their possession but refuse to release a fraudulent XXXX on the collateral and threatening foreclosure. They have a contract with their indentured trustee ( XXXX XXXX ) to act as loan servicer. As loan servicer they have no legal right to foreclosure or accept money in the form of payments. I would like to officially rescind and security interest I unknowingly granted. I would also reference 15 USC 1601-1693 as subject matter law. I emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX to make here aware of what was going on is "the dealership and Capital One failed to disclose material facts such as they had received a certificate of indebtedness from U.S. treasury through the Federal reserve and failed to credit to my account. Part of the deception the dealership acting as an agent of Capital One as outline in their SEC filings and indentured trustee agreement rushed me though the process and neglected to inform me that in the contract I was giving Capital One a security interest in the auto loan that I was buying giving them to use for the car I was purchasing as collateral for a loan I never received from the bank. I was mislead to believe that I had to make monthly payments in the amount of {$650.00} a month causing me extreme hardship. Each month they sent me a statement implying I owed that sum of money" in the "which was established by Bill of exchange act of 1882 and upheld by 40 STAT 411 48" product category.
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