Total complaints
1
Filed since Pers
2026 data Public-data reference. official source
NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately's complaint history from CFPB public records. 1 consumers have filed complaints since Pers. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Pers
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately complaint mix by product
- without validation 1 100.0% – 0% relief
How NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| without validation and without my knowledge and consent and needs to be removed from my credit file XXXX XXXX XXXX. XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| without validation and without my knowledge and consent and needs to be removed from my credit file. I did not receive credit from the below listed companies XXXX XXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXXXXXX XXXX XXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX XXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX Inquired XXXX XXXX XXXX XXXX XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX Inquired XXXX XXXX XXXX XXXX XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX XXXX XXXX XXXX XXXX Inquired XXXX XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX XXXX XXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX XXXX XXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX XXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX XXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXXXXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX XXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX XXXX XXXX Inquired on XX/XX/XXXX I also did not consent for the inquiry or for it to continue and received no credit from them XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX also did not consent for the inquiry or for it to continue and received no credit from them,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AL,356XX,Servicemember,Consent provided,Web,2024-12-18,Closed with explanation,Yes,N/A,11197371 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| MD XXXX Names- The following names listed are incorrect and has been reported inaccurately | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately
NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Pers, and the most recent logged activity is Personal I, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "without validation and without my knowledge and consent and needs to be removed from my credit file XXXX XXXX XXXX. XXXX", and the single most common underlying issue is "MD XXXX Names- The following names listed are incorrect and has been reported inaccurately".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately have?
NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately respond to complaints on time?
NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately has a 0% timely response rate to CFPB complaints.
What is the most common complaint about NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately?
The most common issue reported against NC XXXX Account # XXXX Account has not been validated by Experian by creditor in accordance with 15 USC 1692g and other law applicable to consumer rights This is not an original creditor that I have any contract with The following Inquires listed are incorrect and has been reported inaccurately is "MD XXXX Names- The following names listed are incorrect and has been reported inaccurately" in the "without validation and without my knowledge and consent and needs to be removed from my credit file XXXX XXXX XXXX. XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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