Total complaints
4
Filed since I XX
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows natural person's complaint history from CFPB public records. 4 consumers have filed complaints since I XX. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
4
Filed since I XX
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How natural person's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| plate | 2 |
| Citigroup Inc d/b/a CitiBank N.A. repeatedly violated SEVERAL of my federally protected rights as a consumer in every communication with me. In response to this | 1 |
| XXXX XXXX ( Beneficiary ) | 1 |
| State | Complaints |
|---|---|
| and original creditor I have an open-ended credit plan | 2 |
| and the ORIGINAL creditor and demanded the following : 1. Zero out the balance on this account 2. Apply a permanent credit to XXXX XXXX XXXX open end consumer credit plan account ending in XXXX in the amount of {$10000.00} 3. Pay the invoice attached for breach of violations and damage sustained in the attached exhibits. Citigroup Inc d/b/a CitiBank N.A. received the Cease and Desist | 1 |
| and original creditor to an open end credit plan i have disputed this alleged debt and have yet to receive any verification under 15 U.S.C. 1692g that i am liable to you for anything. The Finance charge under 15 U.S.C. 1605 was paid at signing ( where you were not present as you weren't at any part of the contract ) and in fact was not properly accredited and applied to the consumer as insurance was not included ( see 15 U.S.C. 1605 ). For further clarity on my position as a Consumer and Original Creditor See ( 15 U.S.C. 1602 ( g ) & ( i ) as well as 15 U.S.C. 1692a ( 3 ) & ( 4 ) ). This company also violated the Fair Debt Collection Practices Act under 15 U.S.C. 1692e ( 4 ) | 1 |
| Issue | Complaints |
|---|---|
| property | 2 |
| I sent a Cease and Desist demand to Citigroup Inc d/b/a CitiBank N.A. with seven exhibits containing each violation I found labeled and highlighted | 1 |
| natural person | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
natural person has accumulated 4 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I XX, and the most recent logged activity is additional, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, natural person reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "plate", and the single most common underlying issue is "property".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating natural person: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
natural person has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
natural person has a 0% timely response rate to CFPB complaints.
The most common issue reported against natural person is "property" in the "plate" product category.
Read our methodology — how this data is sourced, computed, and verified.