2026 data Public-data reference. official source

natural person

4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

4 consumer complaints filed with the CFPB

This profile shows natural person's complaint history from CFPB public records. 4 consumers have filed complaints since I XX. The company has a 0% timely response rate and has provided relief in 0% of cases.

4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
I XX
Since

Total complaints

4

Filed since I XX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

natural person complaint mix by product

Total complaints: 4

natural person complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). plate: 2 complaints (50.0%), resolution 0.0% plate 50.0% Citigroup Inc: 1 complaints (25.0%), resolution 0.0% Citigroup Inc 25.0% XXXX XXXX: 1 complaints (25.0%), resolution 0.0% XXXX XXXX 25.0%
  • plate 2 50.0% 0% relief
  • Citigroup Inc 1 25.0% 0% relief
  • XXXX XXXX 1 25.0% 0% relief

How natural person's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
plate 2
Citigroup Inc d/b/a CitiBank N.A. repeatedly violated SEVERAL of my federally protected rights as a consumer in every communication with me. In response to this 1
XXXX XXXX ( Beneficiary ) 1

Top States

State Complaints
and original creditor I have an open-ended credit plan 2
and the ORIGINAL creditor and demanded the following : 1. Zero out the balance on this account 2. Apply a permanent credit to XXXX XXXX XXXX open end consumer credit plan account ending in XXXX in the amount of {$10000.00} 3. Pay the invoice attached for breach of violations and damage sustained in the attached exhibits. Citigroup Inc d/b/a CitiBank N.A. received the Cease and Desist 1
and original creditor to an open end credit plan i have disputed this alleged debt and have yet to receive any verification under 15 U.S.C. 1692g that i am liable to you for anything. The Finance charge under 15 U.S.C. 1605 was paid at signing ( where you were not present as you weren't at any part of the contract ) and in fact was not properly accredited and applied to the consumer as insurance was not included ( see 15 U.S.C. 1605 ). For further clarity on my position as a Consumer and Original Creditor See ( 15 U.S.C. 1602 ( g ) & ( i ) as well as 15 U.S.C. 1692a ( 3 ) & ( 4 ) ). This company also violated the Fair Debt Collection Practices Act under 15 U.S.C. 1692e ( 4 ) 1

Top Issues

Issue Complaints
property 2
I sent a Cease and Desist demand to Citigroup Inc d/b/a CitiBank N.A. with seven exhibits containing each violation I found labeled and highlighted 1
natural person 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About natural person

natural person has accumulated 4 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I XX, and the most recent logged activity is additional, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, natural person reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "plate", and the single most common underlying issue is "property".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating natural person: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does natural person have?

natural person has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.

Does natural person respond to complaints on time?

natural person has a 0% timely response rate to CFPB complaints.

What is the most common complaint about natural person?

The most common issue reported against natural person is "property" in the "plate" product category.

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