2026 data Public-data reference. official source

my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner's complaint history from CFPB public records. 3 consumers have filed complaints since Fina. The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Fina
Since

Total complaints

3

Filed since Fina

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner complaint mix by product

Total complaints: 3

my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX has: 3 complaints (100.0%), resolution 0.0% XXXX has 100.0%
  • XXXX has 3 100.0% 0% relief

How my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX has reported this account wrong for the last 3 years. They changed dates and the status of the account multiple times. I disputed this account years ago 3

Top States

State Complaints
and I do not agree with the amount of the balance you say I owe plus inaccuracies have been reported to all XXXX bureaus for the past 3 years. You have and continue to report random numbers that don't even reflect what is on your paper work and have changed dates of major delinquency 2
and I do not agree with the amount of the balance you say I owe plus inaccuracies have been reported to all 3 bureaus for the past 3 years. You have and continue to report random numbers that don't even reflect what is on your paper work and have changed dates of major delinquency 1

Top Issues

Issue Complaints
but my credit score did remain the same. Now 2
but my XXXX XXXX did remain the same. Now 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner

my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner has accumulated 3 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Fina, and the most recent logged activity is Finally, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX has reported this account wrong for the last 3 years. They changed dates and the status of the account multiple times. I disputed this account years ago", and the single most common underlying issue is "but my credit score did remain the same. Now".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner have?

my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner respond to complaints on time?

my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner has a 0% timely response rate to CFPB complaints.

What is the most common complaint about my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner?

The most common issue reported against my report score would be the same all 3 years and the score would also be the same. It is not fair that XXXX just gets to report inaccurate information whenever it wants which results in consumers credit scores suffering. It is illegal! I am again requesting removal of this account because you have not provided proof that the car was sold in a commercially reasonable manner is "but my credit score did remain the same. Now" in the "XXXX has reported this account wrong for the last 3 years. They changed dates and the status of the account multiple times. I disputed this account years ago" product category.

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