my daughter drives this year she gets her full license and I wanted to lease her her first car. I never thought about my credit after my momXX/XX/XXXXpass and now 11 years later when I try to get my kids bedroom sets for XXXX and was turn down and paying a credit lawyer to fix my credit which I just end up settling because they told me they will have it takin off My scores drop worst than me ever in the pass 11 years that I didnt apply for credit. Please. I call them all they said they r gon na take care of it and ads r lying and Im getting all these hard pulls for when 2 I only apply 1 time and 1 that says they dont check credit and 3rd after I settle my last payment it will be remove. But all I see is my score dropping so fast. Please I appreciate if you guys help me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,48154,,Consent provided,Web,2018-02-08,Closed with non-monetary relief,Yes,N/A,2807608

What the CFPB Record Shows About my daughter drives this year she gets her full license and I wanted to lease her her first car. I never thought about my credit after my momXX/XX/XXXXpass and now 11 years later when I try to get my kids bedroom sets for XXXX and was turn down and paying a credit lawyer to fix my credit which I just end up settling because they told me they will have it takin off My scores drop worst than me ever in the pass 11 years that I didnt apply for credit. Please. I call them all they said they r gon na take care of it and ads r lying and Im getting all these hard pulls for when 2 I only apply 1 time and 1 that says they dont check credit and 3rd after I settle my last payment it will be remove. But all I see is my score dropping so fast. Please I appreciate if you guys help me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,48154,,Consent provided,Web,2018-02-08,Closed with non-monetary relief,Yes,N/A,2807608

my daughter drives this year she gets her full license and I wanted to lease her her first car. I never thought about my credit after my momXX/XX/XXXXpass and now 11 years later when I try to get my kids bedroom sets for XXXX and was turn down and paying a credit lawyer to fix my credit which I just end up settling because they told me they will have it takin off My scores drop worst than me ever in the pass 11 years that I didnt apply for credit. Please. I call them all they said they r gon na take care of it and ads r lying and Im getting all these hard pulls for when 2 I only apply 1 time and 1 that says they dont check credit and 3rd after I settle my last payment it will be remove. But all I see is my score dropping so fast. Please I appreciate if you guys help me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,48154,,Consent provided,Web,2018-02-08,Closed with non-monetary relief,Yes,N/A,2807608 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I re, and the most recent logged activity is I recently, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, my daughter drives this year she gets her full license and I wanted to lease her her first car. I never thought about my credit after my momXX/XX/XXXXpass and now 11 years later when I try to get my kids bedroom sets for XXXX and was turn down and paying a credit lawyer to fix my credit which I just end up settling because they told me they will have it takin off My scores drop worst than me ever in the pass 11 years that I didnt apply for credit. Please. I call them all they said they r gon na take care of it and ads r lying and Im getting all these hard pulls for when 2 I only apply 1 time and 1 that says they dont check credit and 3rd after I settle my last payment it will be remove. But all I see is my score dropping so fast. Please I appreciate if you guys help me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,48154,,Consent provided,Web,2018-02-08,Closed with non-monetary relief,Yes,N/A,2807608 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "they said they need time to review it and will respond within 7 to 10 business days. Well I went to the XXXX store to purchase something for my sister bday on XX/XX/XXXX", and the single most common underlying issue is "I told her I had already apply online and I assumed I was declined. As she rang me up she said well it shows here u r pre approve for a credit cars with XXXX I told her well I dont know".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating my daughter drives this year she gets her full license and I wanted to lease her her first car. I never thought about my credit after my momXX/XX/XXXXpass and now 11 years later when I try to get my kids bedroom sets for XXXX and was turn down and paying a credit lawyer to fix my credit which I just end up settling because they told me they will have it takin off My scores drop worst than me ever in the pass 11 years that I didnt apply for credit. Please. I call them all they said they r gon na take care of it and ads r lying and Im getting all these hard pulls for when 2 I only apply 1 time and 1 that says they dont check credit and 3rd after I settle my last payment it will be remove. But all I see is my score dropping so fast. Please I appreciate if you guys help me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,48154,,Consent provided,Web,2018-02-08,Closed with non-monetary relief,Yes,N/A,2807608: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.