Total complaints
1
Filed since My c
2026 data Public-data reference. official source
my credit utilization went up to 109 %.
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows my credit utilization went up to 109 %.'s complaint history from CFPB public records. 1 consumers have filed complaints since My c. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
My c
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
my credit utilization went up to 109 %. complaint mix by product
- when I 1 100.0% – 0% relief
How my credit utilization went up to 109 %.'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| when I made my last payment in the amount of {$9200.00} | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Citi unilaterally lowered my credit limit by {$15000.00} to {$300.00}. I did not receive any correspondence other than a letter placed in my online portal. Because I was not paying attention closely to this other than making payments | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About my credit utilization went up to 109 %.
my credit utilization went up to 109 %. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to My c, and the most recent logged activity is My credit , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, my credit utilization went up to 109 %. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "when I made my last payment in the amount of {$9200.00}", and the single most common underlying issue is "Citi unilaterally lowered my credit limit by {$15000.00} to {$300.00}. I did not receive any correspondence other than a letter placed in my online portal. Because I was not paying attention closely to this other than making payments".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating my credit utilization went up to 109 %.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does my credit utilization went up to 109 %. have?
my credit utilization went up to 109 %. has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does my credit utilization went up to 109 %. respond to complaints on time?
my credit utilization went up to 109 %. has a 0% timely response rate to CFPB complaints.
What is the most common complaint about my credit utilization went up to 109 %.?
The most common issue reported against my credit utilization went up to 109 %. is "Citi unilaterally lowered my credit limit by {$15000.00} to {$300.00}. I did not receive any correspondence other than a letter placed in my online portal. Because I was not paying attention closely to this other than making payments" in the "when I made my last payment in the amount of {$9200.00}" product category.
Read our methodology — how this data is sourced, computed, and verified.
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