Total complaints
1
Filed since ON X
2026 data Public-data reference. official source
MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY's complaint history from CFPB public records. 1 consumers have filed complaints since ON X. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
ON X
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY complaint mix by product
- I RECEIVED 1 100.0% – 0% relief
How MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I RECEIVED A SLOT MACHINE THEMED PULL-TAB MAILER FROM XXXX XXXX XXXX XXXX XXXX XXXX XXXX AT XXXX XXXX XXXX XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| THAT I WOULD ONLY CONSIDER PURCHASING A TRUCK OR SUV. BUT PREFERRED A TRUCK. XXXX PROMISED ME THAT THIS DEALERSHIP COULD HELP WITH MY NEEDS AND GET ME INTO A GREAT VEHICLE. I WAS ALSO VERY CANDID WITH XXXX ABOUT MY BEING XXXX. AND THAT I NEEDED VERY TRANSPARENT AND CLEAR COMMUNICATION. THERE WERE MULTIPLE TEXTS BACK AND FORTH CONFIRMING ALL OF THIS INFORMATION. ( XXXX XXXX THEY DON'T KEEP THE ACTUAL TEXT MESSAGE CONTENTS. BUT I DO HAVE PHONE RECORDS SHOWING THE MULTIPLE CALLS AND SHOWING THAT MESSAGES WERE SENT AND RECEIVED FROM HER ). XXXX STATED THAT I HAD TO COME INTO THE DEALERSHIP WITH MY MAILER TO ENTER MY MAILER CODE INTO THEIR LAPTOP TO SEE EXACTLY WHAT I HAD WON. SHE ALSO STATED THAT THEY NEEDED TO RUN A CREDIT CHECK TO SEE WHAT TYPE OF FINANCING THEY COULD GET ME. ON XX/XX/XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| MI XXXX. BECAUSE I WAS IN DESPERATE NEED OF A VEHICLE | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY
MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ON X, and the most recent logged activity is ON XX/XX/X, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I RECEIVED A SLOT MACHINE THEMED PULL-TAB MAILER FROM XXXX XXXX XXXX XXXX XXXX XXXX XXXX AT XXXX XXXX XXXX XXXX", and the single most common underlying issue is "MI XXXX. BECAUSE I WAS IN DESPERATE NEED OF A VEHICLE".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY have?
MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY respond to complaints on time?
MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY has a 0% timely response rate to CFPB complaints.
What is the most common complaint about MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY?
The most common issue reported against MY CREDIT SCORE WAS LOW DUE TO LACK OF CREDIT HISTORY is "MI XXXX. BECAUSE I WAS IN DESPERATE NEED OF A VEHICLE" in the "I RECEIVED A SLOT MACHINE THEMED PULL-TAB MAILER FROM XXXX XXXX XXXX XXXX XXXX XXXX XXXX AT XXXX XXXX XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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