2026 data Public-data reference. official source

Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since Mr. . The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Mr.
Since

Total complaints

1

Filed since Mr.

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX complaint mix by product

Total complaints: 1

Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). after I: 1 complaints (100.0%), resolution 0.0% after I 100.0%
  • after I 1 100.0% 0% relief

How Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
after I had already begun reporting widespread fraud 1

Top States

State Complaints
even though the contract is invalid Reported negative activity to credit bureaus tied to a loan under federal dispute Continued debt collection activities 1

Top Issues

Issue Complaints
and contractual irregularities related to the home sale and loan approval with the prior lender ( XXXX XXXX XXXX ). I also disclosed : Dual contracts used at closing ( buyer vs. seller version ) Forged receipts used to justify inflated property value Undisclosed structural hazards and falsified inspection results Ongoing formal complaints filed with CFPB 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX

Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Mr. , and the most recent logged activity is Mr. Cooper, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "after I had already begun reporting widespread fraud", and the single most common underlying issue is "and contractual irregularities related to the home sale and loan approval with the prior lender ( XXXX XXXX XXXX ). I also disclosed : Dual contracts used at closing ( buyer vs. seller version ) Forged receipts used to justify inflated property value Undisclosed structural hazards and falsified inspection results Ongoing formal complaints filed with CFPB".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX have?

Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX respond to complaints on time?

Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX?

The most common issue reported against Mr. Cooper : Failed to flag the loan as disputed in their system Continued to issue payment demands and mortgage statements Offered a loan modification in late XXXX is "and contractual irregularities related to the home sale and loan approval with the prior lender ( XXXX XXXX XXXX ). I also disclosed : Dual contracts used at closing ( buyer vs. seller version ) Forged receipts used to justify inflated property value Undisclosed structural hazards and falsified inspection results Ongoing formal complaints filed with CFPB" in the "after I had already begun reporting widespread fraud" product category.

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