Total complaints
3
Filed since 2. T
2026 data Public-data reference. official source
misguided
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows misguided's complaint history from CFPB public records. 3 consumers have filed complaints since 2. T. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
2. T
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
misguided complaint mix by product
- explained the 2 66.7% – 0% relief
- we removed 1 33.3% – 0% relief
How misguided's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| explained the situation and I was again misguided and advised to apply for the loan modification. My question here is why they did not advise me again that I should apply for refinancing instead of a loan modification to reduce my interest rate?. I was sent the 3-month trial payment notice dated XX/XX/XXXX | 2 |
| we removed the final contingency | 1 |
Top States
| State | Complaints |
|---|---|
| and discriminated against based on Race | 2 |
| and ultimately provided false information & reassurances that were simply not true. Had XXXX XXXX taken the time out to ask his supervisor if NACA + Lender finances Own Your Own '' property types | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and I was told that my interest is the same 4.375 % | 2 |
| via text | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About misguided
misguided has accumulated 3 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2. T, and the most recent logged activity is XX/XX/18 :, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, misguided reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "explained the situation and I was again misguided and advised to apply for the loan modification. My question here is why they did not advise me again that I should apply for refinancing instead of a loan modification to reduce my interest rate?. I was sent the 3-month trial payment notice dated XX/XX/XXXX", and the single most common underlying issue is "and I was told that my interest is the same 4.375 %".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating misguided: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does misguided have?
misguided has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does misguided respond to complaints on time?
misguided has a 0% timely response rate to CFPB complaints.
What is the most common complaint about misguided?
The most common issue reported against misguided is "and I was told that my interest is the same 4.375 %" in the "explained the situation and I was again misguided and advised to apply for the loan modification. My question here is why they did not advise me again that I should apply for refinancing instead of a loan modification to reduce my interest rate?. I was sent the 3-month trial payment notice dated XX/XX/XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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