CFPB · Single-product concentration

Miller, Stark, Klein and Associates

88 CFPB complaints · 96.6% in "Debt collection" · top issue Took or threatened to take negative or legal action.

88 CFPB complaints

Miller, Stark, Klein and Associates: 96.6% of 88 CFPB complaints sit in "Debt collection". Timely 100% · relief 4.5%. Allegations, not findings.

  • Single-product concentration
  • -89.5% filings 2016 to 2020

CFPB relief outcome brief

CCDB company miller-stark-klein-and-associates

4.5% relief · 100% timely · 88 filings · Debt collection

Nearest relief peer: I.C. System, Inc. (4.5% relief)

Miller, Stark, Klein andAssociates (this)4.5%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Miller, Stark, Klein and Associates and nearest filing-volume peers

Miller, Stark, Klein and Associates closes 4.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Miller, Stark, Klein and Associates scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (21/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

62 /100 grade C

Relief provided

21 / 100 percentile-benchmarked

4.5% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

92 / 100 percentile-benchmarked

95.5% of complaints closed with an explanation to the consumer

Most of Miller, Stark, Klein and Associates's 88 filings include narrative text

67% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Miller, Stark, Klein and Associates complaint mix by product

Total complaints: 88

Miller, Stark, Klein and Associates complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 88 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 85 complaints (96.6%), resolution 4.7% Debt collection 96.6% Consumer Loan: 2 complaints (2.3%), resolution 0.0% Bank account: 1 complaints (1.1%), resolution 0.0%
  • Debt collection 85 96.6% – 5% relief
  • Consumer Loan 2 2.3% – 0% relief
  • Bank account 1 1.1% – 0% relief

How Miller, Stark, Klein and Associates's 88 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 85
Consumer Loan 2
Bank account or service 1

Where Miller, Stark, Klein and Associates complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
10.2% of this company's filings
GA9CA9TX8NY7OH7FL6MI5AZ5

Miller, Stark, Klein and Associates falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2020
2
-89.5% vs 2016
010203040 20162017201820192020 2

Top States

State Complaints
GA 9
CA 9
TX 8
NY 7
OH 7
FL 6
MI 5
AZ 5
IL 3
IN 2
WA 2
ID 2
OR 2
DC 1
NV 1
MA 1
SC 1
MO 1
MD 1
AL 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 20
Communication tactics 16
Attempts to collect debt not owed 16
Cont'd attempts collect debt not owed 12
Disclosure verification of debt 5
False statements or representation 5
Taking/threatening an illegal action 5
Threatened to contact someone or share information improperly 3
Written notification about debt 3
Problems when you are unable to pay 2
Problems caused by my funds being low 1

Yearly Trend

Year Complaints Timely
2016 19 100%
2017 30 100%
2018 25 100%
2019 12 100%
2020 2 100%

Source: CFPB Consumer Complaint Database

Miller, Stark, Klein and Associates filings cluster in one product

Miller, Stark, Klein and Associates's 88 logged complaints stay concentrated: only 32 states show a filing. 67% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2020-03-02.

Miller, Stark, Klein and Associates answers 100% of complaints inside the CFPB's tracked window and closes 95.5% with a written explanation. 4.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Miller, Stark, Klein and Associates.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Miller, Stark, Klein and Associates: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Miller, Stark, Klein and Associates (100% timely; 4.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration