Total complaints
1
Filed since This
2026 data Public-data reference. official source
Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act's complaint history from CFPB public records. 1 consumers have filed complaints since This. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
This
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act complaint mix by product
- which requires 1 100.0% – 0% relief
How Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| which requires : Accurate payment status matching across bureaus | 1 |
Top States
| State | Complaints |
|---|---|
| Midland is required to safeguard consumer data and avoid improper disclosure or use. Their continued handling of disputed/identity theft-linked data despite notification constitutes : GLBA 68016809 violations ( failure to ensure privacy and integrity of consumer data ) Potential breaches of data minimization and sharing rules with CRAs Supporting Case Laws : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX. XXXX ) Continuing collection after receiving dispute letter violates FDCPA 809 ( b ) XXXX XXXX XXXX XXXX XXXX XXXX All collection activity must cease pending proper validation XXXX XXXX XXXX XXXX XXXX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Accurate date of last activity and date opened and Uniform high credit limits and terms Inconsistencies were found across Experian | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act
Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is This behav, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "which requires : Accurate payment status matching across bureaus", and the single most common underlying issue is "Accurate date of last activity and date opened and Uniform high credit limits and terms Inconsistencies were found across Experian".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act have?
Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act respond to complaints on time?
Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act has a 0% timely response rate to CFPB complaints.
What is the most common complaint about Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act?
The most common issue reported against Midland violated : FCRA 1681s-2 ( b ) Duty to reinvestigate upon notice of dispute FCRA 1681i ( a ) ( 1 ) Failure to conduct a reasonable investigation FDCPA 807 ( 8 ) Threatening legal outcomes not permitted or backed by proof Under the Gramm-Leach-Bliley Act is "Accurate date of last activity and date opened and Uniform high credit limits and terms Inconsistencies were found across Experian" in the "which requires : Accurate payment status matching across bureaus" product category.
Read our methodology — how this data is sourced, computed, and verified.
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