CFPB · Single-product concentration

Mid-Atlantic Consumer Services

46 CFPB complaints · 93.5% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

46 CFPB complaints

Mid-Atlantic Consumer Services: 93.5% of 46 CFPB complaints sit in "Debt collection". Timely 80.4% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -96% filings 2015 to 2021

CFPB relief outcome brief

CCDB company mid-atlantic-consumer-services

0% relief · 80.4% timely · 46 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Mid-Atlantic Consumer Servic…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Mid-Atlantic Consumer Services and nearest filing-volume peers

Mid-Atlantic Consumer Services closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Mid-Atlantic Consumer Services's 46 filings include narrative text

58.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 80.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mid-Atlantic Consumer Services complaint mix by product

Total complaints: 46

Mid-Atlantic Consumer Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 46 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 43 complaints (93.5%), resolution 0.0% Debt collection 93.5% Payday loan: 1 complaints (2.2%), resolution 0.0% Credit card: 1 complaints (2.2%), resolution 0.0% Checking or: 1 complaints (2.2%), resolution 0.0%
  • Debt collection 43 93.5% 0% relief
  • Payday loan 1 2.2% 0% relief
  • Credit card 1 2.2% 0% relief
  • Checking or 1 2.2% 0% relief

How Mid-Atlantic Consumer Services's 46 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 43
Payday loan 1
Credit card 1
Checking or savings account 1

Where Mid-Atlantic Consumer Services complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
10.9% of this company's filings
CA5FL4PA4OH4GA4LA3NV3NC2

Mid-Atlantic Consumer Services falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
1
-96% vs 2015
0102030 20152016201820202021 1

Top States

State Complaints
CA 5
FL 4
PA 4
OH 4
GA 4
LA 3
NV 3
NC 2
NM 2
NJ 2
CT 2
AZ 1
VA 1
SC 1
TN 1
MD 1
KY 1
WA 1
NH 1
UT 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 10
Taking/threatening an illegal action 10
Communication tactics 8
Improper contact or sharing of info 5
Attempts to collect debt not owed 4
Disclosure verification of debt 3
False statements or representation 2
Received a loan I didn't apply for 1
Payoff process 1
Problem caused by your funds being low 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2015 25 100%
2016 15 80%
2018 4 0%
2020 1 0%
2021 1 0%

Source: CFPB Consumer Complaint Database

Mid-Atlantic Consumer Services filings cluster in one product

Mid-Atlantic Consumer Services's 46 logged complaints stay concentrated: only 22 states show a filing. 58.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2021-04-14.

Mid-Atlantic Consumer Services answers 80.4% of complaints inside the CFPB's tracked window and closes 87% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mid-Atlantic Consumer Services.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mid-Atlantic Consumer Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mid-Atlantic Consumer Services (80.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration