Michigan XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,MI,48076,,Consent provided,Web,2025-12-29,Closed with explanation,Yes,N/A,18343585

What the CFPB Record Shows About Michigan XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,MI,48076,,Consent provided,Web,2025-12-29,Closed with explanation,Yes,N/A,18343585

Michigan XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,MI,48076,,Consent provided,Web,2025-12-29,Closed with explanation,Yes,N/A,18343585 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to As a, and the most recent logged activity is As a resul, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Michigan XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,MI,48076,,Consent provided,Web,2025-12-29,Closed with explanation,Yes,N/A,18343585 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I experienced : Artificially inflated utilization A significant and avoidable decline in my credit score Reduced access to credit despite responsible account management I respectfully request that the CFPB review Synchronys practices for compliance with the Fair Credit Reporting Act and UDAAP standards", and the single most common underlying issue is "including : Reconsideration and restoration of my prior credit limit based on accurate payment performance Clear disclosure of the consumer report data and criteria used in the adverse decision Confirmation that deferred loan obligations are accurately reflected in underwriting Assurance that adverse actions are supported by reasonable procedures".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Michigan XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,MI,48076,,Consent provided,Web,2025-12-29,Closed with explanation,Yes,N/A,18343585: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.