2026 data Public-data reference. official source

MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address complaint mix by product

Total complaints: 1

MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). MI XXXX: 1 complaints (100.0%), resolution 0.0% MI XXXX 100.0%
  • MI XXXX 1 100.0% 0% relief

How MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
MI XXXX XX/XX/XXXX Issue : This address is incorrect and does not belong to me 1

Top States

State Complaints
and its appearance creates the false narrative that I used undisclosed mailing addresses which may be connected to identity theft or creditor reporting errors XXXX XXXX XXXX Account XXXX XXXX XXXXXXXX Date Opened : XX/XX/XXXX High Credit : {$610.00} Issue : Collection account is not mine and was never opened by me Law : FCRA 609 ( a ) ( 2 ) and FDCPA 809 ( b ) require full validation of debt before reporting Story : I have not received any original contract 1

Top Issues

Issue Complaints
tax returns 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address

MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "MI XXXX XX/XX/XXXX Issue : This address is incorrect and does not belong to me", and the single most common underlying issue is "tax returns".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address have?

MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address respond to complaints on time?

MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address has a 0% timely response rate to CFPB complaints.

What is the most common complaint about MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address?

The most common issue reported against MI XXXX Issue : Unknown XXXX XXXX XXXX linked to my file without authorization Law : FCRA 603 ( p ) and FACTA Identity Theft Rules require consumer file security and prohibition of mixed or commingled files Story : I have never personally maintained nor applied for credit using this XXXX XXXX address is "tax returns" in the "MI XXXX XX/XX/XXXX Issue : This address is incorrect and does not belong to me" product category.

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