Total complaints
3
Filed since Summ
2026 data Public-data reference. official source
manipulative
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows manipulative's complaint history from CFPB public records. 3 consumers have filed complaints since Summ. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
Summ
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
manipulative complaint mix by product
- lied to 1 33.3% – 0% relief
- Florida XXXX 1 33.3% – 0% relief
- 15 U.S.C. 1 33.3% – 0% relief
How manipulative's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| lied to me that I was delinquent in my XXXX account as of XX/XX/2023 | 1 |
| Florida XXXX XX/XX/XXXX Re : Disputed Increased Interest Rate RESPONDENTS TD Bank XXXX XXXX. ( issuer ) XXXX XXXX XXXX XXXX ( license ) ) Nordstrom ( retail ) Customer Service ( third party ) I am a XXXX widow and have been a credit card holder of the above Respondents credit card since XXXX. After a careful review of my credit card statements from 1999 to present by a business professional | 1 |
| 15 U.S.C. 1601 et seq. | 1 |
Top States
| State | Complaints |
|---|---|
| unethical and unprofessional. | 1 |
| negligent and exploiting the elderlys credit card interest rate by unconscionably increasing the interest rates fourfold | 1 |
| and intimidating communication may violate the Consumer Financial Protection Act ( CFPA ) | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| they never sent me a proper validation information as required by debt collector. The statements they made were false | 1 |
| predatory | 1 |
| which require clear and accurate disclosure of finance charges | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About manipulative
manipulative has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Summ, and the most recent logged activity is XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, manipulative reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "lied to me that I was delinquent in my XXXX account as of XX/XX/2023", and the single most common underlying issue is "they never sent me a proper validation information as required by debt collector. The statements they made were false".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating manipulative: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does manipulative have?
manipulative has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does manipulative respond to complaints on time?
manipulative has a 0% timely response rate to CFPB complaints.
What is the most common complaint about manipulative?
The most common issue reported against manipulative is "they never sent me a proper validation information as required by debt collector. The statements they made were false" in the "lied to me that I was delinquent in my XXXX account as of XX/XX/2023" product category.
Read our methodology — how this data is sourced, computed, and verified.
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