2026 data Public-data reference. official source

makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading's complaint history from CFPB public records. 1 consumers have filed complaints since Disc. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Disc
Since

Total complaints

1

Filed since Disc

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading complaint mix by product

Total complaints: 1

makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX and: 1 complaints (100.0%), resolution 0.0% XXXX and 100.0%
  • XXXX and 1 100.0% 0% relief

How makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX and XXXX Vainikos are the people responsible for misleading practices. They also violated the Trust Indenture Act of 1939 1

Top States

State Complaints
shall upon conviction be fined not more than {$10000.00} or imprisoned for not more than 5 years or both. 1

Top Issues

Issue Complaints
All of these have been violated. XXXX and XXXX have failed to give me full disclosure on what is truly happening with my securities and how I can benefit from the interest generated by my security every month. 15 U.S.C. code section 77yyy 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading

makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Disc, and the most recent logged activity is Discovers , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX and XXXX Vainikos are the people responsible for misleading practices. They also violated the Trust Indenture Act of 1939", and the single most common underlying issue is "All of these have been violated. XXXX and XXXX have failed to give me full disclosure on what is truly happening with my securities and how I can benefit from the interest generated by my security every month. 15 U.S.C. code section 77yyy".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading have?

makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading respond to complaints on time?

makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading has a 0% timely response rate to CFPB complaints.

What is the most common complaint about makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading?

The most common issue reported against makes any untrue statement of a material fact or omits to state Any material fact required to be stated therein or necessary to make statements therein not misleading is "All of these have been violated. XXXX and XXXX have failed to give me full disclosure on what is truly happening with my securities and how I can benefit from the interest generated by my security every month. 15 U.S.C. code section 77yyy" in the "XXXX and XXXX Vainikos are the people responsible for misleading practices. They also violated the Trust Indenture Act of 1939" product category.

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