Total complaints
3
Filed since I re
2026 data Public-data reference. official source
lowering my credit score
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows lowering my credit score's complaint history from CFPB public records. 3 consumers have filed complaints since I re. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
I re
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
lowering my credit score complaint mix by product
- require the 3 100.0% – 0% relief
How lowering my credit score's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| require the credit reporting agency to conduct a complete and verified reinvestigation | 3 |
Top States
| State | Complaints |
|---|---|
| and restricting my access to fair credit. CFPB intervention is necessary to ensure compliance with FCRA and protect my consumer rights.,,EQUIFAX | 1 |
| and restricting my access to fair credit. CFPB intervention is necessary to ensure compliance with FCRA and protect my consumer rights.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90405,,Consent provided,Web,2025-09-19,Closed with explanation,Yes,N/A,16064362 | 1 |
| and restricting my access to fair credit. CFPB intervention is necessary to ensure compliance with FCRA and protect my consumer rights.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and delete unauthorized inquiries. Each item listed is inaccurate | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About lowering my credit score
lowering my credit score has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I re, and the most recent logged activity is I request , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, lowering my credit score reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "require the credit reporting agency to conduct a complete and verified reinvestigation", and the single most common underlying issue is "and delete unauthorized inquiries. Each item listed is inaccurate".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating lowering my credit score: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does lowering my credit score have?
lowering my credit score has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does lowering my credit score respond to complaints on time?
lowering my credit score has a 0% timely response rate to CFPB complaints.
What is the most common complaint about lowering my credit score?
The most common issue reported against lowering my credit score is "and delete unauthorized inquiries. Each item listed is inaccurate" in the "require the credit reporting agency to conduct a complete and verified reinvestigation" product category.
Read our methodology — how this data is sourced, computed, and verified.
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