2026 data Public-data reference. official source

lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings's complaint history from CFPB public records. 1 consumers have filed complaints since Affi. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Affi
Since

Total complaints

1

Filed since Affi

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings complaint mix by product

Total complaints: 1

lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). during: 1 complaints (100.0%), resolution 0.0% during 100.0%
  • during 1 100.0% 0% relief

How lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
during 1

Top States

State Complaints
Inc,PA,XXXXX,Servicemember,Consent provided,Web,2022-08-17,Closed with explanation,Yes,N/A,5889281 1

Top Issues

Issue Complaints
3 months with zero interest ) I tried multiple times for them to remove information from credit reports. Their response is it is in the agreement signed '' they can/will report information. Even when bringing up facts from their own website ( they refuse to accept it as true and remove the information ) management stated they can do so if other options were available '' ( no other other options were available. Loan type/length prohibited reporting ) also I can not provide you with this information 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings

lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Affi, and the most recent logged activity is Affirm cle, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "during", and the single most common underlying issue is "3 months with zero interest ) I tried multiple times for them to remove information from credit reports. Their response is it is in the agreement signed '' they can/will report information. Even when bringing up facts from their own website ( they refuse to accept it as true and remove the information ) management stated they can do so if other options were available '' ( no other other options were available. Loan type/length prohibited reporting ) also I can not provide you with this information".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings have?

lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings respond to complaints on time?

lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings has a 0% timely response rate to CFPB complaints.

What is the most common complaint about lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings?

The most common issue reported against lowering average credit age '' = being only neutral fact on my report = reported as 6.5 years vs 10 years as seen on there reports and models ),,Affirm Holdings is "3 months with zero interest ) I tried multiple times for them to remove information from credit reports. Their response is it is in the agreement signed '' they can/will report information. Even when bringing up facts from their own website ( they refuse to accept it as true and remove the information ) management stated they can do so if other options were available '' ( no other other options were available. Loan type/length prohibited reporting ) also I can not provide you with this information" in the "during" product category.

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