LLC is attempting to collect debts without proper licensing in Virginia and has failed to validate the debts as required under the Fair Debt Collection Practices Act ( FDCPA ),,CL Holdings LLC,VA,224XX,,Consent provided,Web,2025-02-11,Closed with explanation,Yes,N/A,12036571

What the CFPB Record Shows About LLC is attempting to collect debts without proper licensing in Virginia and has failed to validate the debts as required under the Fair Debt Collection Practices Act ( FDCPA ),,CL Holdings LLC,VA,224XX,,Consent provided,Web,2025-02-11,Closed with explanation,Yes,N/A,12036571

LLC is attempting to collect debts without proper licensing in Virginia and has failed to validate the debts as required under the Fair Debt Collection Practices Act ( FDCPA ),,CL Holdings LLC,VA,224XX,,Consent provided,Web,2025-02-11,Closed with explanation,Yes,N/A,12036571 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The accoun, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, LLC is attempting to collect debts without proper licensing in Virginia and has failed to validate the debts as required under the Fair Debt Collection Practices Act ( FDCPA ),,CL Holdings LLC,VA,224XX,,Consent provided,Web,2025-02-11,Closed with explanation,Yes,N/A,12036571 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "LLC Account # : XXXX | Original Creditor : XXXX XXXX XXXX", and the single most common underlying issue is "including documentation from the original creditors proving that XXXX XXXX XXXX XXXX owns the debt and has the legal authority to collect it. However".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating LLC is attempting to collect debts without proper licensing in Virginia and has failed to validate the debts as required under the Fair Debt Collection Practices Act ( FDCPA ),,CL Holdings LLC,VA,224XX,,Consent provided,Web,2025-02-11,Closed with explanation,Yes,N/A,12036571: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.