Total complaints
45
Filed since Agen
2026 data Public-data reference. official source
letters
45 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
45 consumer complaints filed with the CFPB
This profile shows letters's complaint history from CFPB public records. 45 consumers have filed complaints since Agen. The company has a 0% timely response rate and has provided relief in 0% of cases.
45
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
22
States Active
Agen
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
letters complaint mix by product
- 15 U.S.C. 12 44.4% – 0% relief
- or any 4 14.8% – 0% relief
- if known 3 11.1% – 0% relief
- I moved 2 7.4% – 0% relief
- I have 2 7.4% – 0% relief
- 15 U.S.C. 2 7.4% – 0% relief
- such as 2 7.4% – 0% relief
How letters's 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| 15 U.S.C. 1692c ( c ) | 12 |
| or any alleged debt associated with my name | 4 |
| if known ] Dear [ Creditor/Debt Collector Name ] | 3 |
| I moved on. It wasn't until over a year later | 2 |
| I have the right to privacy under the Fair Debt Collection Practices Act. However | 2 |
| 15 U.S.C. 1692g | 2 |
| such as the date it was made | 2 |
| I have been harassed | 1 |
| I am demanding full validation of this alleged debt. PRA | 1 |
| including all charges and payment made. XXXX verification from the original creditor that you have the legal right to this collection debt. Additionally | 1 |
| I dont want a new loan | 1 |
| but is not limited to | 1 |
| I got many emails that my payment was due. For example | 1 |
| 1 | |
| and said that they represent their client XXXX XXXX ( of XXXX XXXX XXXX ) | 1 |
| I sent CBHV an email instructing the company to immediately cease all collection efforts and communications concerning the referenced account | 1 |
| TX | 1 |
| a mere statement does not satisfy the burden of proof. therefore I request you provide : 1. The original contract or agreement. 2. A detailed accounting of the debt | 1 |
| TX XXXX RE : Cease and Desist Communication Pursuant to 15 U.S.C. 1692c ( c ) Account Number : XXXX and file number XXXX To Whom It May Concern | 1 |
| I am aware of your internal policies and procedures through your manuals | 1 |
| foreclosing on my house for a second time from attorney XXXX and XXXX | 1 |
| the alleged original creditor | 1 |
| that exploit | 1 |
| IA | 1 |
| you will find copies of all correspondence exchanged with Experian | 1 |
Top States
| State | Complaints |
|---|---|
| emails | 8 |
| or communication through third parties. | 5 |
| and communication through third parties. | 4 |
| and credit reporting activities | 3 |
| phone calls | 3 |
| or contact through third parties. | 2 |
| or account statements indicating that I owed any money. This was the first time I became aware of the issue. | 2 |
| or any other form of communication. Furthermore | 2 |
| or any other form of communication | 2 |
| or notes documenting your interactions with the creditor. Internal Records : Ask the creditor to provide internal records or notes related to the inquiry | 2 |
| and in-person including just about every illegal tactic listed on the CFPB site. | 1 |
| or credit reporting | 1 |
| or any other forms of communication. | 1 |
| or any other form of communication. The only permissible contact from your company may be : XXXX. To confirm that you will comply with this cease and desist request | 1 |
| or any emails that I would have problems paying. I had even logged into my account many times to see if I was spending the right amount of money. XXXX XXXX cardholders need to spend around {$3000.00} in a short period of time to get a certain amount of miles for free. | 1 |
| 1 | |
| and any outreach to my workplace | 1 |
| phone call about my loan modification again! The only reply has been foreclosure papers!!!!! | 1 |
| credit reporting | 1 |
| notes and other evidence reveals the legitimacy of this complaint and any other complaint. On numerous occasions they attempted to destroy all evidence | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| but is not limited to | 7 |
| including but not limited to telephone calls | 5 |
| you are hereby notified to cease and desist all communication with me | 4 |
| I demand that you immediately cease all communication with me | 3 |
| which includes mail | 2 |
| the Fair Credit Reporting Act ( FCRA ) | 2 |
| agreements | 2 |
| lied to | 1 |
| proof that they legally own the debt | 1 |
| when I applied for a credit card with XXXX Bank | 1 |
| when I applied for a credit card with XXXX XXXX | 1 |
| as provided by the FDCPA. This includes | 1 |
| Im in a home already | 1 |
| workplace | 1 |
| I received a notification that Account Alert : Credit Card Payment Due Soon. I was not worried about this because I had already set up my funding account | 1 |
| its representatives | 1 |
| NOR EVER APPLIED FOR ANY XXXX XXXX OR ANY OTHER CREDIT CARD WITH THAT COMPANY. I kept trying to ask questions to get more information about this alleged '' credit card debt of mine | 1 |
| I directed CBHV to stop all forms of contact | 1 |
| This letter serves as a formal notice that Stellantis Financial Services | 1 |
| i demand that you cease and desist from all communication with me | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About letters
letters has accumulated 45 consumer complaints in the CFPB public database, with filings active across 22 U.S. states. Of those submissions, 29 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Agen, and the most recent logged activity is reached ou, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, letters reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 U.S.C. 1692c ( c )", and the single most common underlying issue is "but is not limited to".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating letters: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does letters have?
letters has received 45 consumer complaints filed with the Consumer Financial Protection Bureau.
Does letters respond to complaints on time?
letters has a 0% timely response rate to CFPB complaints.
What is the most common complaint about letters?
The most common issue reported against letters is "but is not limited to" in the "15 U.S.C. 1692c ( c )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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